2026 data Public-data reference. official source

RSH & Associates, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

83
Debt Collection Complaints
81.4%
of All Complaints
98%
Timely Response
13.7%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 30
Medical 25
I do not know 14
Other debt 8
Telecommunications debt 4
Other (i.e. phone, health club, etc.) 2

Top Complaint Issues

1.Attempts to collect debt not owed 23
2.Written notification about debt 16
3.Cont'd attempts collect debt not owed 16
4.Incorrect information on your report 10
5.Took or threatened to take negative or legal action 8
6.Communication tactics 6
7.Problem with a credit reporting company's investigation into an existing problem 6
8.False statements or representation 5
9.Disclosure verification of debt 5
10.Improper contact or sharing of info 3

Company Responses

Closed with explanation 85
Closed with monetary relief 11
Closed with non-monetary relief 3
Closed 2
In progress 1
Consumers who disputed the response 43.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 2
2014 10
2015 7
2016 8
2017 12
2018 7
2019 4
2020 6
2021 10
2022 4
2023 7
2024 3
2025 14
2026 8

Complaints by State (Top 15)

Missouri 37
Texas 31
Kansas 21
California 4
Oklahoma 2
New Hampshire 1
Georgia 1
Virginia 1
Louisiana 1
Illinois 1
Iowa 1
Pennsylvania 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 7
Bank account or service - Checking account 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for RSH & Associates, LLC

83 debt-collection complaints against RSH & Associates, LLC appear in the CFPB record - 81.4% of the 102 complaints filed about this entity. The 12 states and territories represented make this a geographically focused operation by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 98%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 13.7% of resolved cases against this company closed with some form of consumer relief. In 43.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does RSH & Associates, LLC have?

RSH & Associates, LLC has 83 debt collection complaints filed with the CFPB, representing 81.4% of all complaints against this company.

Does RSH & Associates, LLC respond to complaints on time?

98% of the CFPB complaints against RSH & Associates, LLC get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does RSH & Associates, LLC provide relief to consumers?

13.7% of resolved complaints against RSH & Associates, LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does RSH & Associates, LLC primarily collect?

RSH & Associates, LLC primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against RSH & Associates, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is RSH & Associates, LLC active?

CFPB data shows consumer complaints against RSH & Associates, LLC from 12 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.