W&A Intermediate Co., LLC
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 6 |
| 2023 | 746 |
| 2024 | 1,084 |
| 2025 | 1,716 |
| 2026 | 212 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for W&A Intermediate Co., LLC
2,984 debt-collection complaints against W&A Intermediate Co., LLC appear in the CFPB record - 79.3% of the 3,764 complaints filed about this entity. The 53 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
Within the Bureau's 15-day response window, this company answers 96.2% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 39% closed with monetary or non-monetary relief to the consumer, which is a relatively high relief ratio for the debt-collection segment.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does W&A Intermediate Co., LLC have?
The CFPB has logged 2,984 debt-collection complaints against W&A Intermediate Co., LLC, 79.3% of all complaints filed against this company.
Does W&A Intermediate Co., LLC respond to complaints on time?
W&A Intermediate Co., LLC has a 96.2% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.
Does W&A Intermediate Co., LLC provide relief to consumers?
Of resolved complaints against W&A Intermediate Co., LLC, 39% ended with consumer relief of some kind. This is a relatively high relief rate.
What type of debt does W&A Intermediate Co., LLC primarily collect?
Based on CFPB complaint records, W&A Intermediate Co., LLC's primary debt type is "Medical debt"; the complete breakdown is shown above.
What rights do I have against W&A Intermediate Co., LLC?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is W&A Intermediate Co., LLC active?
W&A Intermediate Co., LLC has received consumer complaints from 53 states and territories, based on CFPB data.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.