2026 data Public-data reference. official source

NRA Group, LLC

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

2,950
Debt Collection Complaints
83.4%
of All Complaints
97.2%
Timely Response
9%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 1,074
Medical debt 806
Other debt 681
Medical 142
Other (i.e. phone, health club, etc.) 111
Credit card debt 72
Payday loan debt 25
Telecommunications debt 24
Auto 5
Rental debt 4
Mortgage debt 2
Private student loan debt 1
Federal student loan debt 1
Federal student loan 1
Credit card 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,226
2.Written notification about debt 592
3.Took or threatened to take negative or legal action 285
4.False statements or representation 279
5.Incorrect information on your report 271
6.Cont'd attempts collect debt not owed 212
7.Communication tactics 168
8.Improper use of your report 130
9.Problem with a company's investigation into an existing problem 96
10.Electronic communications 75

Company Responses

Closed with explanation 3,169
Closed with non-monetary relief 317
Closed 31
In progress 20
Closed with monetary relief 1
Consumers who disputed the response 18.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 38
2014 137
2015 112
2016 56
2017 95
2018 117
2019 136
2020 137
2021 180
2022 208
2023 360
2024 489
2025 1,162
2026 311

Complaints by State (Top 15)

Florida 476
Texas 452
Pennsylvania 406
New York 274
Georgia 224
Massachusetts 196
Maryland 173
Ohio 158
California 107
North Carolina 103
New Jersey 80
Louisiana 72
Virginia 60
South Carolina 57
Tennessee 56

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 387
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 173
Credit reporting 6
Credit reporting or other personal consumer reports - Other personal consumer report 4
Debt or credit management - Credit repair services 3
Credit card - General-purpose credit card or charge card 3
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for NRA Group, LLC

NRA Group, LLC has 2,950 debt-collection complaints on file with the CFPB, which represents 83.4% of the 3,538 total complaints the Bureau has received about this entity. Reports have originated from consumers in 53 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 97.2% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 18.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does NRA Group, LLC have?

2,950 debt-collection complaints against NRA Group, LLC appear in the CFPB record - 83.4% of the company's total complaint volume.

Does NRA Group, LLC respond to complaints on time?

NRA Group, LLC has a 97.2% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does NRA Group, LLC provide relief to consumers?

Of resolved complaints against NRA Group, LLC, 9% ended with consumer relief of some kind.

What type of debt does NRA Group, LLC primarily collect?

NRA Group, LLC primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against NRA Group, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is NRA Group, LLC active?

CFPB data shows consumer complaints against NRA Group, LLC from 53 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.