2026 data Public-data reference. official source

Williams & Fudge, Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-WILLIAMS-FUDGE-INC Williams & Fudge, Inc

1,168 DC complaints · rank #92/656 · 99.6% timely

  • DC 1,168
  • RANK #92/656
  • TIMELY 99.6%
  • RELIEF 0%
  • DISPUTE 15.3%
  • STATES 54
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Stellar Recovery, Inc.

Photo peer: Stellar Recovery, Inc. (1,162)

Stellar Recovery, Inc.1,162Firstsource Business Process…1,182The Outsource Group, Inc1,154Williams & Fudge, Inc (this)1,168
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Williams & Fudge, Inc's 1,168 debt-collection complaints sit next to Stellar Recovery, Inc. (1,162) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Williams & Fudge, Inc →

Debt Collection Complaint Breakdown

I do not know 384
Other debt 244
Private student loan debt 198
Federal student loan debt 128
Other (i.e. phone, health club, etc.) 88
Non-federal student loan 65
Federal student loan 34
Credit card debt 10
Telecommunications debt 7
Medical debt 4
Rental debt 3
Payday loan debt 2
Auto debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 290
2.Communication tactics 249
3.Written notification about debt 157
4.False statements or representation 150
5.Cont'd attempts collect debt not owed 91
6.Threatened to contact someone or share information improperly 65
7.Incorrect information on your report 62
8.Took or threatened to take negative or legal action 59
9.Disclosure verification of debt 52
10.Dealing with your lender or servicer 42

Company Responses

Closed with explanation 1,391
Consumers who disputed the response 15.3%

Complaints by Year

Year Complaints
2013 38
2014 80
2015 74
2016 75
2017 85
2018 83
2019 78
2020 66
2021 65
2022 88
2023 134
2024 165
2025 302
2026 58

Complaints by State (Top 15)

Texas 134
Georgia 124
Florida 118
California 113
North Carolina 70
Virginia 59
New York 53
Pennsylvania 46
Illinois 39
South Carolina 38
Colorado 38
Michigan 36
Washington 35
New Jersey 34
Ohio 31

What the CFPB Record Shows for Williams & Fudge, Inc

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Williams & Fudge, Inc ranks #92 of 656 debt collectors by debt-collection complaint volume (86th percentile), using the same dc_complaints sort as the Collectors directory. 1,168 debt-collection complaints against Williams & Fudge, Inc appear in the CFPB record - 84% of the 1,391 complaints filed about this entity. The 54 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 15.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Williams & Fudge, Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Williams & Fudge, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar dispute rates

Nearest collectors by share of complaints marked disputed (15.3% here).

Frequently asked questions

How many CFPB debt-collection complaints does Williams & Fudge, Inc have?

1,168 debt-collection complaints name Williams & Fudge, Inc in this CFPB extract - corpus rank #92/656.

Does Williams & Fudge, Inc respond to CFPB complaints on time?

CFPB complaints against Williams & Fudge, Inc show a 99.6% timely-response rate.

What issue do consumers cite most about Williams & Fudge, Inc?

"Attempts to collect debt not owed" is the leading issue tag on Williams & Fudge, Inc's CFPB complaint record.

How should I read Williams & Fudge, Inc's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Williams & Fudge, Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.