Stellar Recovery, Inc.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)
CFPB collection forwarding receipt
Forwarded record DC-STELLAR-RECOVERY-I Stellar Recovery, Inc.
1,162 DC complaints · rank #93/656 · 99.4% timely
- DC 1,162
- RANK #93/656
- TIMELY 99.4%
- RELIEF 0.1%
- DISPUTE 18.9%
- STATES 52
- ISSUE Cont'd attempts collect deb…
- RESP Closed with explanation
- PHOTO Williams & Fudge, Inc
Volume peers
Photo peer: Williams & Fudge, Inc (1,168)
Stellar Recovery, Inc.'s 1,162 debt-collection complaints sit next to Williams & Fudge, Inc (1,168) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Stellar Recovery, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 84 |
| 2014 | 259 |
| 2015 | 250 |
| 2016 | 317 |
| 2017 | 297 |
| 2018 | 7 |
Complaints by State (Top 15)
What the CFPB Record Shows for Stellar Recovery, Inc.
PlainCredit places Stellar Recovery, Inc. at #93 of 656 debt collectors by CFPB debt-collection complaint volume (86th percentile), matching the Collectors directory ranking. Stellar Recovery, Inc. has 1,162 debt-collection complaints on file with the CFPB, which represents 95.7% of the 1,214 total complaints the Bureau has received about this entity. Reports have originated from consumers in 52 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other (i.e. phone, health club, etc.)," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
The company's timely response rate is 99.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0.1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 18.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Stellar Recovery, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Stellar Recovery, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,162 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (18.9% here).
Frequently asked questions
How many CFPB debt-collection complaints does Stellar Recovery, Inc. have?
1,162 debt-collection complaints name Stellar Recovery, Inc. in this CFPB extract - corpus rank #93/656.
Does Stellar Recovery, Inc. respond to CFPB complaints on time?
The timely-response rate for Stellar Recovery, Inc. in this extract is 99.4%.
What issue do consumers cite most about Stellar Recovery, Inc.?
The most-cited issue in complaints about Stellar Recovery, Inc. is "Cont'd attempts collect debt not owed."
How should I read Stellar Recovery, Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.