2026 data Public-data reference. official source

Windham Professionals, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Federal student loan

264
Debt Collection Complaints
80.5%
of All Complaints
98.8%
Timely Response
100%
Closed with Relief

Debt Collection Complaint Breakdown

Federal student loan 70
I do not know 57
Other (i.e. phone, health club, etc.) 26
Federal student loan debt 25
Non-federal student loan 24
Other debt 22
Medical debt 20
Private student loan debt 7
Credit card debt 6
Medical 5
Auto debt 2

Top Complaint Issues

1.Communication tactics 60
2.Cont'd attempts collect debt not owed 53
3.False statements or representation 38
4.Attempts to collect debt not owed 34
5.Dealing with my lender or servicer 29
6.Improper contact or sharing of info 25
7.Disclosure verification of debt 25
8.Written notification about debt 14
9.Dealing with your lender or servicer 11
10.Can't repay my loan 7

Company Responses

Closed with non-monetary relief 328
Consumers who disputed the response 18.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 24
2014 55
2015 47
2016 66
2017 36
2018 31
2019 18
2020 17
2021 21
2022 12
2023 1

Complaints by State (Top 15)

California 29
Florida 24
New York 21
Texas 18
Pennsylvania 18
New Jersey 16
Massachusetts 12
Georgia 12
Maryland 12
Illinois 12
South Carolina 10
Michigan 9
Connecticut 8
Oregon 8
North Carolina 8

Other Complaint Types

Student loan - Federal student loan servicing 35
Student loan - Non-federal student loan 17
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 9
Other financial service - Debt settlement 2
Bank account or service - Other bank product/service 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Windham Professionals, Inc.

Windham Professionals, Inc. has 264 debt-collection complaints on file with the CFPB, which represents 80.5% of the 328 total complaints the Bureau has received about this entity. Reports have originated from consumers in 48 states and territories, making this a nationwide collection operation as measured by complaint volume. "Federal student loan" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Communication tactics" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

98.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 100% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. In 18.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Windham Professionals, Inc. have?

The CFPB has logged 264 debt-collection complaints against Windham Professionals, Inc., 80.5% of all complaints filed against this company.

Does Windham Professionals, Inc. respond to complaints on time?

Windham Professionals, Inc. has a 98.8% timely response rate. That is a strong response record by CFPB standards.

Does Windham Professionals, Inc. provide relief to consumers?

Windham Professionals, Inc. closed 100% of resolved complaints with some form of consumer relief, monetary or non-monetary. This is a relatively high relief rate.

What type of debt does Windham Professionals, Inc. primarily collect?

"Federal student loan" is the debt type Windham Professionals, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Windham Professionals, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Windham Professionals, Inc. active?

Consumers in 48 states and territories have filed CFPB complaints against Windham Professionals, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.