Windham Professionals, Inc.

CFPB Consumer Complaint Profile

328
Total Complaints
0
Last 12 Months
98.8%
Timely Response
48
States Affected
Windham Professionals, Inc. timely response rate 98.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Federal student loan 70
Debt collection — I do not know 57
Student loan — Federal student loan servicing 35
Debt collection — Other (i.e. phone, health club, etc.) 26
Debt collection — Federal student loan debt 25
Debt collection — Non-federal student loan 24
Debt collection — Other debt 22
Debt collection — Medical debt 20
Student loan — Non-federal student loan 17
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 9

Top Issues

1.Communication tactics 60
2.Cont'd attempts collect debt not owed 53
3.False statements or representation 38
4.Attempts to collect debt not owed 34
5.Dealing with my lender or servicer 29
6.Improper contact or sharing of info 25
7.Disclosure verification of debt 25
8.Written notification about debt 14
9.Dealing with your lender or servicer 11
10.Can't repay my loan 7

Complaints by Year

Year Complaints
2013 24
2014 55
2015 47
2016 66
2017 36
2018 31
2019 18
2020 17
2021 21
2022 12
2023 1

Complaints by State (Top 15)

California 29
Florida 24
New York 21
Texas 18
Pennsylvania 18
New Jersey 16
Massachusetts 12
Georgia 12
Maryland 12
Illinois 12
South Carolina 10
Michigan 9
Connecticut 8
Oregon 8
North Carolina 8

Company Responses

Closed with non-monetary relief 328

What the CFPB Complaint Record Shows for Windham Professionals, Inc.

The CFPB Consumer Complaint Database has logged 328 complaints against Windham Professionals, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Windham Professionals, Inc.'s timely response rate stands at 98.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 18.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 100% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Windham Professionals, Inc. have?

Windham Professionals, Inc. has 328 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Windham Professionals, Inc. respond to complaints on time?

Windham Professionals, Inc. has a 98.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Windham Professionals, Inc.?

The most complained-about product for Windham Professionals, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Windham Professionals, Inc.?

The most common issue reported by consumers about Windham Professionals, Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Windham Professionals, Inc.?

You can file a complaint against Windham Professionals, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Windham Professionals, Inc.?

Consumers in 48 states and territories have filed complaints about Windham Professionals, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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