CFPB Consumer Complaint Profile
Access Receivables of NC Inc.
What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 152
- Total complaints
- Mid-range
- 24
- Last 12 months
- 98.7%
- Timely response
- Above median
- 32
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Access Receivables of NC Inc. sits at #1090. Its on-time response record is at the 56th percentile among companies with 100+ complaints.
- Debt collection
- most-complained product
- VA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Access Receivables of NC Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.7% Higher than most higher than 56% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 9 in 2024 to 22 in 2025 (2024 → 2025).
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 3 |
| 2015 | 7 |
| 2016 | 20 |
| 2017 | 10 |
| 2018 | 13 |
| 2019 | 10 |
| 2020 | 12 |
| 2021 | 16 |
| 2022 | 8 |
| 2023 | 13 |
| 2024 | 9 |
| 2025 | 22 |
| 2026year in progress | 7 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Access Receivables of NC Inc.
Access Receivables of NC Inc. draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Access Receivables of NC Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (14.7% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Access Receivables of NC Inc. have?
The CFPB has logged 152 complaints against Access Receivables of NC Inc. to date, of which 24 came in over the last 12 months.
Does Access Receivables of NC Inc. respond to complaints on time?
Access Receivables of NC Inc.'s CFPB timely-response rate is 98.7%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Access Receivables of NC Inc.?
The most complained-about product for Access Receivables of NC Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Access Receivables of NC Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Access Receivables of NC Inc. - see all issues and counts above.
How do I file a complaint against Access Receivables of NC Inc.?
You can file a complaint against Access Receivables of NC Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Access Receivables of NC Inc.?
Consumers in 32 states and territories have filed complaints about Access Receivables of NC Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.