CFPB Consumer Complaint Profile

Carrington Mortgage Services, LLC

What 6,611 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

6,611
Total complaints
755
Last 12 months
99.5%
Timely response
55
States affected

The verdict

Carrington Mortgage Services, LLC ranks #86 of 3,848 financial companies by CFPB complaint volume, with 6,611 complaints on record. It answers 99.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#86
of 3,848 companies by volume
99.5%
answered on time
Mortgage
most-complained product
55
states with complaints
Carrington Mortgage Services, LLC timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 2,115
Mortgage — Conventional home mortgage 1,495
Mortgage — VA mortgage 722
Mortgage — Other mortgage 506
Mortgage — Conventional fixed mortgage 353
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 320
Credit reporting or other personal consumer reports — Credit reporting 306
Mortgage — Other type of mortgage 250
Mortgage — Conventional adjustable mortgage (ARM) 148
Mortgage — Reverse mortgage 104

Top Issues

1.Trouble during payment process 1,824
2.Struggling to pay mortgage 1,548
3.Loan modification,collection,foreclosure 772
4.Loan servicing, payments, escrow account 734
5.Incorrect information on your report 578
6.Applying for a mortgage or refinancing an existing mortgage 238
7.Closing on a mortgage 170
8.Problem with a credit reporting company's investigation into an existing problem 127
9.Problem with a company's investigation into an existing problem 102
10.Other 81

Complaints by Year

Year Complaints
2012 86
2013 152
2014 249
2015 494
2016 597
2017 638
2018 535
2019 439
2020 402
2021 425
2022 542
2023 658
2024 497
2025 698
2026 199

Complaints by State (Top 15)

Texas 653
Florida 640
California 619
Georgia 434
New York 377
New Jersey 270
Illinois 249
North Carolina 247
Maryland 241
Pennsylvania 201
Virginia 180
Louisiana 162
Ohio 160
Michigan 140
Tennessee 136

Company Responses

Closed with explanation 6,434
In progress 97
Closed with non-monetary relief 40
Closed 23
Closed with monetary relief 10
Closed with relief 4
Closed without relief 3

What the CFPB Complaint Record Shows for Carrington Mortgage Services, LLC

The CFPB Consumer Complaint Database has logged 6,611 complaints against Carrington Mortgage Services, LLC overall, with 755 of those filed in the trailing 12 months. Reports have come from consumers in 55 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Carrington Mortgage Services, LLC's timely response rate stands at 99.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Carrington Mortgage Services, LLC have?

Carrington Mortgage Services, LLC has 6,611 total consumer complaints filed with the CFPB, with 755 filed in the last 12 months.

Does Carrington Mortgage Services, LLC respond to complaints on time?

Carrington Mortgage Services, LLC has a 99.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Carrington Mortgage Services, LLC?

The most complained-about product for Carrington Mortgage Services, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Carrington Mortgage Services, LLC?

The most common issue reported by consumers about Carrington Mortgage Services, LLC is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Carrington Mortgage Services, LLC?

You can file a complaint against Carrington Mortgage Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Carrington Mortgage Services, LLC?

Consumers in 55 states and territories have filed complaints about Carrington Mortgage Services, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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