Firstsource Business Process Services, LLC

CFPB Consumer Complaint Profile

1,316
Total Complaints
268
Last 12 Months
99.3%
Timely Response
50
States Affected
Firstsource Business Process Services, LLC timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 347
Debt collection — Credit card debt 341
Debt collection — Medical debt 135
Debt collection — Other debt 112
Debt collection — Medical 87
Debt collection — Credit card 78
Credit reporting or other personal consumer reports — Credit reporting 63
Debt collection — Other (i.e. phone, health club, etc.) 40
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 38
Debt collection — Auto debt 12

Top Issues

1.Attempts to collect debt not owed 366
2.Written notification about debt 188
3.Communication tactics 167
4.False statements or representation 133
5.Cont'd attempts collect debt not owed 124
6.Disclosure verification of debt 69
7.Electronic communications 50
8.Incorrect information on your report 50
9.Took or threatened to take negative or legal action 31
10.Improper contact or sharing of info 29

Complaints by Year

Year Complaints
2013 25
2014 81
2015 94
2016 85
2017 79
2018 74
2019 60
2020 58
2021 78
2022 75
2023 109
2024 172
2025 260
2026 66

Complaints by State (Top 15)

Florida 170
California 160
Texas 110
Georgia 101
New York 63
North Carolina 48
Illinois 47
Pennsylvania 45
New Jersey 45
Ohio 42
Louisiana 38
Missouri 38
Arizona 31
Michigan 31
Maryland 31

Company Responses

Closed with explanation 1,311
In progress 4
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Firstsource Business Process Services, LLC

The CFPB Consumer Complaint Database has logged 1,316 complaints against Firstsource Business Process Services, LLC overall, with 268 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Firstsource Business Process Services, LLC's timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Firstsource Business Process Services, LLC have?

Firstsource Business Process Services, LLC has 1,316 total consumer complaints filed with the CFPB, with 268 filed in the last 12 months.

Does Firstsource Business Process Services, LLC respond to complaints on time?

Firstsource Business Process Services, LLC has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Firstsource Business Process Services, LLC?

The most complained-about product for Firstsource Business Process Services, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Firstsource Business Process Services, LLC?

The most common issue reported by consumers about Firstsource Business Process Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Firstsource Business Process Services, LLC?

You can file a complaint against Firstsource Business Process Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Firstsource Business Process Services, LLC?

Consumers in 50 states and territories have filed complaints about Firstsource Business Process Services, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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