CFPB Consumer Complaint Profile

Accurate Financial Partners

Behind the 40 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

40
Total complaints
Mid-range
1
Last 12 months
92.5%
Timely response
Bottom quartile
26
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Accurate Financial Partners has accumulated 40 complaints, placing it #2046 by volume. It posts a 92.5% on-time response rate, the 22nd percentile among companies with 100+ complaints.

#2046
of 3,843 companies by volume
92.5%
on time (22nd pctile)
Debt collection
most-complained product
26
states with complaints
C
PlainCredit Trust Score
56/100
Accurate Financial Partners · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.5%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 10.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.0%
Share of complaints closed with monetary or non-monetary relief

Accurate Financial Partners vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.5% Among the lowest higher than 22% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Accurate Financial Partners timely response rate 92.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 23
Debt collection - I do not know 11
Debt collection - Other (i.e. phone, health club, etc.) 5
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Communication tactics 15
2.Taking/threatening an illegal action 8
3.False statements or representation 5
4.Cont'd attempts collect debt not owed 5
5.Improper contact or sharing of info 4
6.Disclosure verification of debt 2
7.Incorrect information on your report 1

Complaints by Year

Year Complaints
2013 14
2014 23
2015 1
2016 1
2025 1

Complaints by State (Top 15)

Ohio 4
Texas 4
Illinois 3
Wisconsin 3
California 2
New Jersey 2
Pennsylvania 2
Indiana 2
Massachusetts 1
Missouri 1
Connecticut 1
Florida 1
Kansas 1
Maryland 1
Delaware 1

Company Responses

Closed with explanation 34
Untimely response 3
Closed with monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for Accurate Financial Partners

Accurate Financial Partners carries 40 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 26 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.

Accurate Financial Partners's timely response rate stands at 92.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 10.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accurate Financial Partners have?

Accurate Financial Partners has 40 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Accurate Financial Partners respond to complaints on time?

Accurate Financial Partners has a 92.5% timely response rate to CFPB complaints.

What product generates the most complaints for Accurate Financial Partners?

The most complained-about product for Accurate Financial Partners is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Accurate Financial Partners?

"Communication tactics" is the single most frequently cited issue in complaints against Accurate Financial Partners - see all issues and counts above.

How do I file a complaint against Accurate Financial Partners?

You can file a complaint against Accurate Financial Partners directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accurate Financial Partners?

Consumers in 26 states and territories have filed complaints about Accurate Financial Partners with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Accurate Financial Partners: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (10.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026