CFPB Consumer Complaint Profile

TrueAccord Corp.

What 4,082 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

4,082
Total complaints
Among the highest
2,165
Last 12 months
99.2%
Timely response
Above median
55
States affected

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The verdict

TrueAccord Corp. ranks #125 of 3,843 financial companies by CFPB complaint volume, with 4,082 complaints on record. It posts a 99.2% on-time response rate, the 64th percentile among companies with 100+ complaints.

#125
of 3,843 companies by volume
99.2%
on time (64th pctile)
Debt collection
most-complained product
55
states with complaints
C-
PlainCredit Trust Score
52/100
TrueAccord Corp. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.2%
Share of complaints answered within the CFPB response window
Dispute Rate B- 10.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

TrueAccord Corp. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.2% Higher than most higher than 64% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 634 in 2024 to 1,995 in 2025 (2024 → 2025).

See the full year-over-year release diff

TrueAccord Corp. timely response rate 99.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 1,733
Debt collection - Telecommunications debt 547
Debt collection - Credit card debt 537
Credit reporting or other personal consumer reports - Credit reporting 526
Debt collection - Other debt 456
Debt collection - Rental debt 62
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 60
Debt collection - Payday loan debt 43
Debt collection - Auto debt 16
Debt collection - Other (i.e. phone, health club, etc.) 16

Top Issues

1.Attempts to collect debt not owed 1,531
2.Written notification about debt 505
3.False statements or representation 403
4.Took or threatened to take negative or legal action 368
5.Electronic communications 340
6.Incorrect information on your report 304
7.Communication tactics 181
8.Improper use of your report 166
9.Problem with a company's investigation into an existing problem 110
10.Threatened to contact someone or share information improperly 72

Complaints by Year

Year Complaints
2014 6
2015 11
2016 20
2017 36
2018 26
2019 48
2020 81
2021 147
2022 188
2023 312
2024 634
2025 1,995
2026year in progress 578

Complaints by State (Top 15)

Texas 564
Florida 453
Georgia 403
California 354
Illinois 203
Michigan 145
Pennsylvania 134
New York 131
North Carolina 114
Ohio 108
New Jersey 107
Alabama 102
South Carolina 93
Arizona 83
Maryland 82

Company Responses

Closed with explanation 4,035
In progress 45
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for TrueAccord Corp.

The CFPB Consumer Complaint Database has logged 4,082 complaints against TrueAccord Corp. overall, with 2,165 of those filed in the trailing 12 months. Reports have come from consumers in 55 states and territories, making this a nationwide complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, TrueAccord Corp. posts a 99.2% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 10% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does TrueAccord Corp. have?

TrueAccord Corp. has 4,082 total consumer complaints filed with the CFPB, with 2,165 filed in the last 12 months.

Does TrueAccord Corp. respond to complaints on time?

TrueAccord Corp. has a 99.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for TrueAccord Corp.?

Among all products tied to TrueAccord Corp., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with TrueAccord Corp.?

The most common issue reported by consumers about TrueAccord Corp. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against TrueAccord Corp.?

You can file a complaint against TrueAccord Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about TrueAccord Corp.?

TrueAccord Corp. has drawn CFPB complaints from 55 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for TrueAccord Corp.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026