IQOR US INC

CFPB Consumer Complaint Profile

1,899
Total Complaints
61
Last 12 Months
99.8%
Timely Response
53
States Affected
IQOR US INC timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 651
Debt collection — Other (i.e. phone, health club, etc.) 367
Debt collection — Credit card 154
Debt collection — Other debt 127
Debt collection — Federal student loan 113
Debt collection — Credit card debt 83
Debt collection — Non-federal student loan 72
Debt collection — Private student loan debt 51
Student loan — Federal student loan servicing 47
Student loan — Non-federal student loan 38

Top Issues

1.Cont'd attempts collect debt not owed 579
2.Communication tactics 473
3.Attempts to collect debt not owed 195
4.Disclosure verification of debt 133
5.False statements or representation 119
6.Written notification about debt 81
7.Improper contact or sharing of info 73
8.Dealing with my lender or servicer 46
9.Dealing with your lender or servicer 31
10.Taking/threatening an illegal action 27

Complaints by Year

Year Complaints
2013 224
2014 473
2015 369
2016 180
2017 151
2018 131
2019 70
2020 48
2021 40
2022 35
2023 40
2024 65
2025 54
2026 19

Complaints by State (Top 15)

California 212
Texas 165
Florida 156
New York 148
Georgia 85
New Jersey 80
Pennsylvania 80
Michigan 64
Arizona 57
Illinois 57
Virginia 55
Ohio 48
North Carolina 47
Maryland 42
Colorado 37

Company Responses

Closed with non-monetary relief 1,326
Closed with explanation 567
Closed with monetary relief 5
Closed 1

What the CFPB Complaint Record Shows for IQOR US INC

The CFPB Consumer Complaint Database has logged 1,899 complaints against IQOR US INC overall, with 61 of those filed in the trailing 12 months. Reports have come from consumers in 53 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

IQOR US INC's timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 10.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 70.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does IQOR US INC have?

IQOR US INC has 1,899 total consumer complaints filed with the CFPB, with 61 filed in the last 12 months.

Does IQOR US INC respond to complaints on time?

IQOR US INC has a 99.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for IQOR US INC?

The most complained-about product for IQOR US INC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with IQOR US INC?

The most common issue reported by consumers about IQOR US INC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against IQOR US INC?

You can file a complaint against IQOR US INC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about IQOR US INC?

Consumers in 53 states and territories have filed complaints about IQOR US INC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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