CFPB Consumer Complaint Profile

Acorns Grow Incorporated

What 35 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

35
Total complaints
35
Last 12 months
100%
Timely response
18
States affected

The verdict

Acorns Grow Incorporated ranks #2183 of 3,848 financial companies by CFPB complaint volume, with 35 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2183
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
18
states with complaints
Acorns Grow Incorporated timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Other banking product or service 13
Checking or savings account — Checking account 12
Money transfer, virtual currency, or money service — Mobile or digital wallet 7
Money transfer, virtual currency, or money service — Virtual currency 1
Money transfer, virtual currency, or money service — Domestic (US) money transfer 1
Checking or savings account — Savings account 1

Top Issues

1.Managing an account 16
2.Problem with a lender or other company charging your account 5
3.Closing an account 3
4.Trouble accessing funds in your mobile or digital wallet 3
5.Confusing or misleading advertising or marketing 3
6.Opening an account 2
7.Fraud or scam 1
8.Overdraft, savings, or rewards features 1
9.Other transaction problem 1

Complaints by Year

Year Complaints
2025 22
2026 13

Complaints by State (Top 15)

Florida 6
Texas 5
California 5
New York 3
Mississippi 2
Illinois 2
Wisconsin 1
Maryland 1
Alabama 1
Colorado 1
North Carolina 1
Georgia 1
New Jersey 1
Ohio 1
Washington 1

Company Responses

In progress 34
Closed with explanation 1

What the CFPB Complaint Record Shows for Acorns Grow Incorporated

The CFPB Consumer Complaint Database has logged 35 complaints against Acorns Grow Incorporated overall, with 35 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Acorns Grow Incorporated's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Acorns Grow Incorporated have?

Acorns Grow Incorporated has 35 total consumer complaints filed with the CFPB, with 35 filed in the last 12 months.

Does Acorns Grow Incorporated respond to complaints on time?

Acorns Grow Incorporated has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Acorns Grow Incorporated?

The most complained-about product for Acorns Grow Incorporated is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Acorns Grow Incorporated?

The most common issue reported by consumers about Acorns Grow Incorporated is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Acorns Grow Incorporated?

You can file a complaint against Acorns Grow Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Acorns Grow Incorporated?

Consumers in 18 states and territories have filed complaints about Acorns Grow Incorporated with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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