CFPB Consumer Complaint Profile

JPMorgan Chase & Co.

What 162,385 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

162,385
Total complaints
23,946
Last 12 months
99.9%
Timely response
62
States affected

The verdict

JPMorgan Chase & Co. ranks #6 of 3,848 financial companies by CFPB complaint volume, with 162,385 complaints on record. Its on-time response rate is 99.9%, ahead of the 93% median among companies with 100+ complaints.

#6
of 3,848 companies by volume
99.9%
answered on time
Checking or savings …
most-complained product
62
states with complaints
JPMorgan Chase & Co. timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 37,039
Credit card or prepaid card - General-purpose credit card or charge card 17,930
Credit card - General-purpose credit card or charge card 14,432
Credit reporting or other personal consumer reports - Credit reporting 10,590
Credit card 10,373
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8,776
Mortgage - Other mortgage 8,447
Bank account or service - Checking account 7,116
Mortgage - Conventional fixed mortgage 4,892
Mortgage - Conventional home mortgage 4,749

Top Issues

1.Managing an account 25,468
2.Problem with a purchase shown on your statement 11,480
3.Incorrect information on your report 10,066
4.Loan modification,collection,foreclosure 9,743
5.Improper use of your report 7,728
6.Closing an account 6,783
7.Problem with a lender or other company charging your account 5,363
8.Loan servicing, payments, escrow account 5,360
9.Other features, terms, or problems 5,194
10.Fraud or scam 4,422

Complaints by Year

Year Complaints
2011 374
2012 7,289
2013 7,989
2014 7,735
2015 7,968
2016 8,761
2017 8,390
2018 8,906
2019 8,260
2020 9,224
2021 10,759
2022 12,121
2023 15,615
2024 19,232
2025 24,455
2026 5,307

Complaints by State (Top 15)

California 28,161
New York 18,158
Florida 15,414
Texas 13,946
Illinois 8,911
New Jersey 6,665
Georgia 5,938
Ohio 4,534
Michigan 4,241
Pennsylvania 4,218
Arizona 4,142
Washington 3,237
Virginia 3,091
North Carolina 3,017
Maryland 2,985

Company Responses

Closed with explanation 129,475
Closed with monetary relief 16,675
Closed with non-monetary relief 12,474
Closed without relief 2,009
Closed with relief 813
Closed 628
In progress 308
Untimely response 2

What the CFPB Complaint Record Shows for JPMorgan Chase & Co.

162,385 complaints against JPMorgan Chase & Co. appear in the CFPB record, including 23,946 from the trailing year. The 62 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Checking or savings account," which sits at the top of the product breakdown. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

JPMorgan Chase & Co.'s timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. In 22.3% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 19.7% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does JPMorgan Chase & Co. have?

The CFPB has logged 162,385 complaints against JPMorgan Chase & Co. to date, of which 23,946 came in over the last 12 months.

Does JPMorgan Chase & Co. respond to complaints on time?

99.9% of the CFPB complaints against JPMorgan Chase & Co. get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for JPMorgan Chase & Co.?

The most complained-about product for JPMorgan Chase & Co. is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with JPMorgan Chase & Co.?

The most common issue reported by consumers about JPMorgan Chase & Co. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against JPMorgan Chase & Co.?

You can file a complaint against JPMorgan Chase & Co. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about JPMorgan Chase & Co.?

Consumers in 62 states and territories have filed complaints about JPMorgan Chase & Co. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026