CFPB Consumer Complaint Profile

Activehours

Behind the 245 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

245
Total complaints
83
Last 12 months
80.8%
Timely response
41
States affected

The verdict

245 CFPB complaints put Activehours at #798 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 80.8%, trailing the 93% median among companies with 100+ complaints.

#798
of 3,848 companies by volume
80.8%
answered on time
Payday loan, title l…
most-complained product
41
states with complaints
Activehours timely response rate 80.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 77
Payday loan, title loan, personal loan, or advance loan - Payday loan 53
Payday loan, title loan, personal loan, or advance loan - Earned wage access 29
Money transfer, virtual currency, or money service - Mobile or digital wallet 16
Money transfer, virtual currency, or money service - Domestic (US) money transfer 13
Money transfer, virtual currency, or money service - Virtual currency 11
Checking or savings account - Other banking product or service 11
Checking or savings account - Checking account 11
Credit reporting or other personal consumer reports - Credit reporting 4
Payday loan, title loan, or personal loan - Installment loan 3

Top Issues

1.Money was taken from your bank account on the wrong day or for the wrong amount 33
2.Can't stop withdrawals from your bank account 29
3.Can't contact lender or servicer 26
4.Issues with repayment 22
5.Managing an account 19
6.Charged fees or interest you didn't expect 11
7.Money was not available when promised 9
8.Loan payment wasn't credited to your account 9
9.Struggling to pay your loan 7
10.Was approved for a loan, but didn't receive the money 7

Complaints by Year

Year Complaints
2017 31
2018 4
2019 6
2020 44
2021 13
2022 13
2023 18
2024 19
2025 78
2026 19

Complaints by State (Top 15)

California 24
Texas 24
Florida 18
New York 14
Georgia 12
Michigan 11
Illinois 11
North Carolina 10
Ohio 10
Arizona 9
Maryland 9
Kentucky 9
Pennsylvania 8
New Jersey 6
Tennessee 6

Company Responses

Closed with explanation 217
Closed with monetary relief 28

What the CFPB Complaint Record Shows for Activehours

Activehours carries 245 complaints in the CFPB's database, 83 of them filed within the past 12 months. Consumers spanning 41 states and territories have weighed in, giving this a nationwide footprint. "Payday loan, title loan, or personal loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Money was taken from your bank account on the wrong day or for the wrong amount" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

80.8% of CFPB-forwarded complaints against Activehours get a reply inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 11.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Activehours have?

245 complaints have been filed against Activehours with the CFPB overall - 83 of them in the past year.

Does Activehours respond to complaints on time?

Activehours has a 80.8% timely response rate to CFPB complaints.

What product generates the most complaints for Activehours?

Among all products tied to Activehours, "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Activehours?

The most common issue reported by consumers about Activehours is "Money was taken from your bank account on the wrong day or for the wrong amount." All complaint issues are listed above with their counts.

How do I file a complaint against Activehours?

You can file a complaint against Activehours directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Activehours?

Activehours has drawn CFPB complaints from 41 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026