CFPB Consumer Complaint Profile

ADP Inc.

Behind the 806 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

806
Total complaints
Among the highest
208
Last 12 months
96.5%
Timely response
Below median
48
States affected

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The verdict

806 CFPB complaints put ADP Inc. at #379 out of 3,843 financial companies ranked by complaint volume. It posts a 96.5% on-time response rate, the 36th percentile among companies with 100+ complaints.

#379
of 3,843 companies by volume
96.5%
on time (36th pctile)
Checking or savings …
most-complained product
48
states with complaints
D
PlainCredit Trust Score
49/100
ADP Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.5%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.6%
Share of complaints closed with monetary or non-monetary relief

ADP Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.5% Around the middle higher than 36% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 175 in 2024 to 231 in 2025 (2024 → 2025).

See the full year-over-year release diff

ADP Inc. timely response rate 96.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 227
Prepaid card - Payroll card 193
Credit card or prepaid card - Payroll card 128
Prepaid card - General-purpose prepaid card 26
Checking or savings account - Other banking product or service 25
Credit reporting or other personal consumer reports - Other personal consumer report 25
Credit card or prepaid card - General-purpose credit card or charge card 23
Debt collection - Other debt 21
Money transfer, virtual currency, or money service - Domestic (US) money transfer 17
Money transfer, virtual currency, or money service - Mobile or digital wallet 16

Top Issues

1.Managing an account 179
2.Problem with a purchase or transfer 161
3.Trouble using the card 69
4.Unexpected or other fees 69
5.Problem getting a card or closing an account 59
6.Problem with a lender or other company charging your account 54
7.Problem with a purchase shown on your statement 22
8.Incorrect information on your report 20
9.Improper use of your report 15
10.Took or threatened to take negative or legal action 14

Complaints by Year

Year Complaints
2021 32
2022 138
2023 204
2024 175
2025 231
2026year in progress 26

Complaints by State (Top 15)

California 109
Texas 70
Florida 60
New Jersey 41
New York 35
Illinois 34
Ohio 29
Georgia 28
Michigan 24
North Carolina 23
Indiana 23
Arizona 21
Washington 21
Colorado 19
Pennsylvania 18

Company Responses

Closed with explanation 801
Closed with monetary relief 5

What the CFPB Complaint Record Shows for ADP Inc.

The CFPB Consumer Complaint Database has logged 806 complaints against ADP Inc. overall, with 208 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

ADP Inc.'s timely response rate stands at 96.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ADP Inc. have?

The CFPB has logged 806 complaints against ADP Inc. to date, of which 208 came in over the last 12 months.

Does ADP Inc. respond to complaints on time?

CFPB complaints against ADP Inc. draw a 96.5% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for ADP Inc.?

The most complained-about product for ADP Inc. is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with ADP Inc.?

The most common issue reported by consumers about ADP Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against ADP Inc.?

You can file a complaint against ADP Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ADP Inc.?

The CFPB has recorded complaints against ADP Inc. from 48 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026