CFPB Consumer Complaint Profile

ADP Inc.

What 806 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

806
Total complaints
208
Last 12 months
96.5%
Timely response
48
States affected

The verdict

ADP Inc. ranks #379 of 3,848 financial companies by CFPB complaint volume, with 806 complaints on record. It answers 96.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#379
of 3,848 companies by volume
96.5%
answered on time
Checking or savings …
most-complained product
48
states with complaints
ADP Inc. timely response rate 96.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 227
Prepaid card — Payroll card 193
Credit card or prepaid card — Payroll card 128
Prepaid card — General-purpose prepaid card 26
Checking or savings account — Other banking product or service 25
Credit reporting or other personal consumer reports — Other personal consumer report 25
Credit card or prepaid card — General-purpose credit card or charge card 23
Debt collection — Other debt 21
Money transfer, virtual currency, or money service — Domestic (US) money transfer 17
Money transfer, virtual currency, or money service — Mobile or digital wallet 16

Top Issues

1.Managing an account 179
2.Problem with a purchase or transfer 161
3.Trouble using the card 69
4.Unexpected or other fees 69
5.Problem getting a card or closing an account 59
6.Problem with a lender or other company charging your account 54
7.Problem with a purchase shown on your statement 22
8.Incorrect information on your report 20
9.Improper use of your report 15
10.Took or threatened to take negative or legal action 14

Complaints by Year

Year Complaints
2021 32
2022 138
2023 204
2024 175
2025 231
2026 26

Complaints by State (Top 15)

California 109
Texas 70
Florida 60
New Jersey 41
New York 35
Illinois 34
Ohio 29
Georgia 28
Michigan 24
North Carolina 23
Indiana 23
Arizona 21
Washington 21
Colorado 19
Pennsylvania 18

Company Responses

Closed with explanation 801
Closed with monetary relief 5

What the CFPB Complaint Record Shows for ADP Inc.

The CFPB Consumer Complaint Database has logged 806 complaints against ADP Inc. overall, with 208 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

ADP Inc.'s timely response rate stands at 96.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ADP Inc. have?

ADP Inc. has 806 total consumer complaints filed with the CFPB, with 208 filed in the last 12 months.

Does ADP Inc. respond to complaints on time?

ADP Inc. has a 96.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for ADP Inc.?

The most complained-about product for ADP Inc. is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with ADP Inc.?

The most common issue reported by consumers about ADP Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against ADP Inc.?

You can file a complaint against ADP Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ADP Inc.?

Consumers in 48 states and territories have filed complaints about ADP Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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