CFPB Consumer Complaint Profile

Advantage Collection Professionals, Inc.

Consumers have filed 58 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

58
Total complaints
Mid-range
8
Last 12 months
100%
Timely response
Top decile
16
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Advantage Collection Professionals, Inc. has accumulated 58 complaints, placing it #1697 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1697
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
16
states with complaints
B-
PlainCredit Trust Score
66/100
Advantage Collection Professionals, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A 19.0%
Share of complaints closed with monetary or non-monetary relief

Advantage Collection Professionals, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Advantage Collection Professionals, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 19
Debt collection - Medical debt 13
Debt collection - Other debt 10
Debt collection - Other (i.e. phone, health club, etc.) 5
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Medical 3
Debt collection - Rental debt 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Debt collection - Telecommunications debt 1

Top Issues

1.Written notification about debt 22
2.Attempts to collect debt not owed 11
3.False statements or representation 7
4.Cont'd attempts collect debt not owed 3
5.Incorrect information on your report 3
6.Improper contact or sharing of info 3
7.Electronic communications 2
8.Communication tactics 2
9.Improper use of your report 2
10.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2014 2
2015 4
2016 3
2017 1
2018 5
2019 3
2020 4
2021 11
2022 5
2023 4
2024 8
2025 8

Complaints by State (Top 15)

Minnesota 34
Illinois 6
Texas 3
Georgia 2
Wisconsin 2
New York 1
Nevada 1
Maryland 1
New Jersey 1
Washington 1
Kentucky 1
Virginia 1
Idaho 1
Michigan 1
Arizona 1

Company Responses

Closed with explanation 47
Closed with non-monetary relief 11

What the CFPB Complaint Record Shows for Advantage Collection Professionals, Inc.

Advantage Collection Professionals, Inc. carries 58 complaints in the CFPB's database, 8 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Advantage Collection Professionals, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 33.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 19%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Advantage Collection Professionals, Inc. have?

Advantage Collection Professionals, Inc. has 58 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Advantage Collection Professionals, Inc. respond to complaints on time?

Advantage Collection Professionals, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Advantage Collection Professionals, Inc.?

"Debt collection" draws more CFPB complaints against Advantage Collection Professionals, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Advantage Collection Professionals, Inc.?

Consumers most often cite "Written notification about debt" when complaining about Advantage Collection Professionals, Inc.; the full issue list with counts is above.

How do I file a complaint against Advantage Collection Professionals, Inc.?

You can file a complaint against Advantage Collection Professionals, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Advantage Collection Professionals, Inc.?

The CFPB has recorded complaints against Advantage Collection Professionals, Inc. from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Advantage Collection Professionals, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026