CFPB Consumer Complaint Profile

National Consumer Telecom & Utilities Exchange, Inc.

What 1,348 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

1,348
Total complaints
913
Last 12 months
99.7%
Timely response
45
States affected

The verdict

National Consumer Telecom & Utilities Exchange, Inc. ranks #275 of 3,848 financial companies by CFPB complaint volume, with 1,348 complaints on record. It answers 99.7% of complaints on time — above the 93% median for companies with 100+ complaints.

#275
of 3,848 companies by volume
99.7%
answered on time
Credit reporting or …
most-complained product
45
states with complaints
National Consumer Telecom & Utilities Exchange, Inc. timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 1,058
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 171
Credit reporting or other personal consumer reports — Other personal consumer report 47
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 26
Credit reporting 19
Debt collection — Other debt 9
Debt collection — Telecommunications debt 7
Debt collection — I do not know 4
Checking or savings account — Checking account 1
Money transfer, virtual currency, or money service — Virtual currency 1

Top Issues

1.Problem with fraud alerts or security freezes 537
2.Incorrect information on your report 411
3.Improper use of your report 127
4.Unable to get your credit report or credit score 95
5.Problem with a company's investigation into an existing problem 82
6.Problem with a credit reporting company's investigation into an existing problem 25
7.Attempts to collect debt not owed 14
8.Problem with a company's investigation into an existing issue 14
9.Incorrect information on credit report 8
10.Identity theft protection or other monitoring services 7

Complaints by Year

Year Complaints
2013 2
2014 2
2015 8
2016 5
2017 10
2018 19
2019 20
2020 65
2021 40
2022 38
2023 44
2024 147
2025 679
2026 269

Complaints by State (Top 15)

Florida 298
New York 155
Illinois 151
Georgia 132
Texas 105
California 84
New Jersey 41
Louisiana 36
Colorado 34
Indiana 33
Massachusetts 26
Pennsylvania 25
Maryland 20
North Carolina 18
Puerto Rico 17

Company Responses

Closed with explanation 1,339
Closed with non-monetary relief 9

What the CFPB Complaint Record Shows for National Consumer Telecom & Utilities Exchange, Inc.

The CFPB Consumer Complaint Database has logged 1,348 complaints against National Consumer Telecom & Utilities Exchange, Inc. overall, with 913 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Problem with fraud alerts or security freezes" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

National Consumer Telecom & Utilities Exchange, Inc.'s timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 33.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does National Consumer Telecom & Utilities Exchange, Inc. have?

National Consumer Telecom & Utilities Exchange, Inc. has 1,348 total consumer complaints filed with the CFPB, with 913 filed in the last 12 months.

Does National Consumer Telecom & Utilities Exchange, Inc. respond to complaints on time?

National Consumer Telecom & Utilities Exchange, Inc. has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for National Consumer Telecom & Utilities Exchange, Inc.?

The most complained-about product for National Consumer Telecom & Utilities Exchange, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with National Consumer Telecom & Utilities Exchange, Inc.?

The most common issue reported by consumers about National Consumer Telecom & Utilities Exchange, Inc. is "Problem with fraud alerts or security freezes." All complaint issues are listed above with their counts.

How do I file a complaint against National Consumer Telecom & Utilities Exchange, Inc.?

You can file a complaint against National Consumer Telecom & Utilities Exchange, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about National Consumer Telecom & Utilities Exchange, Inc.?

Consumers in 45 states and territories have filed complaints about National Consumer Telecom & Utilities Exchange, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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