CFPB Consumer Complaint Profile
Allgate Financial, LLC
82 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 82
- Total complaints
- 0
- Last 12 months
- 98.8%
- Timely response
- 22
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Allgate Financial, LLC has accumulated 82 complaints, placing it #1455 by volume. It answers 98.8% of complaints on time - above the 93% median for companies with 100+ complaints.
- #1455
- of 3,848 companies by volume
- 98.8%
- answered on time
- Debt collection
- most-complained product
- 22
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 8 |
| 2014 | 15 |
| 2015 | 8 |
| 2016 | 15 |
| 2017 | 7 |
| 2018 | 2 |
| 2019 | 8 |
| 2020 | 4 |
| 2021 | 4 |
| 2022 | 11 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Allgate Financial, LLC
82 complaints against Allgate Financial, LLC appear in the CFPB record, including 0 from the trailing year. The 22 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Allgate Financial, LLC's timely response rate stands at 98.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 24.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 12.2% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Allgate Financial, LLC have?
Allgate Financial, LLC has 82 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Allgate Financial, LLC respond to complaints on time?
Allgate Financial, LLC has a 98.8% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Allgate Financial, LLC?
"Debt collection" draws more CFPB complaints against Allgate Financial, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Allgate Financial, LLC?
The most common issue reported by consumers about Allgate Financial, LLC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Allgate Financial, LLC?
You can file a complaint against Allgate Financial, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Allgate Financial, LLC?
Allgate Financial, LLC has drawn CFPB complaints from 22 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~82)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.