CFPB Consumer Complaint Profile
CrossCountry Mortgage LLC
1,336 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 1,336
- Total complaints
- Among the highest
- 346
- Last 12 months
- 98.7%
- Timely response
- Above median
- 47
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, CrossCountry Mortgage LLC has accumulated 1,336 complaints, placing it #277 by volume. It posts a 98.7% on-time response rate, the 56th percentile among companies with 100+ complaints.
- #277
- of 3,843 companies by volume
- 98.7%
- on time (56th pctile)
- Mortgage
- most-complained product
- 47
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
CrossCountry Mortgage LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
98.7% Higher than most higher than 56% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 266 in 2024 to 298 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 2 |
| 2015 | 7 |
| 2016 | 14 |
| 2017 | 16 |
| 2018 | 19 |
| 2019 | 28 |
| 2020 | 63 |
| 2021 | 106 |
| 2022 | 168 |
| 2023 | 246 |
| 2024 | 266 |
| 2025 | 298 |
| 2026year in progress | 101 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for CrossCountry Mortgage LLC
1,336 complaints against CrossCountry Mortgage LLC appear in the CFPB record, including 346 from the trailing year. The 47 states and territories represented put this footprint in nationwide territory. "Mortgage" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, CrossCountry Mortgage LLC posts a 98.7% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 24.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 11.2%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does CrossCountry Mortgage LLC have?
The CFPB has logged 1,336 complaints against CrossCountry Mortgage LLC to date, of which 346 came in over the last 12 months.
Does CrossCountry Mortgage LLC respond to complaints on time?
CFPB complaints against CrossCountry Mortgage LLC draw a 98.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for CrossCountry Mortgage LLC?
"Mortgage" draws more CFPB complaints against CrossCountry Mortgage LLC than any other product - see the full breakdown above.
What is the most common complaint issue with CrossCountry Mortgage LLC?
The most common issue reported by consumers about CrossCountry Mortgage LLC is "Trouble during payment process." All complaint issues are listed above with their counts.
How do I file a complaint against CrossCountry Mortgage LLC?
You can file a complaint against CrossCountry Mortgage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about CrossCountry Mortgage LLC?
CrossCountry Mortgage LLC has drawn CFPB complaints from 47 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for CrossCountry Mortgage LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count (1,336 here).
Similar dispute rates
Nearest companies by share of complaints marked disputed (24.1% here).
Also handles Mortgage
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.