CFPB Consumer Complaint Profile

Alliance Collection Agencies, Inc.

Behind the 214 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

214
Total complaints
Above average
26
Last 12 months
100%
Timely response
Top decile
19
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Alliance Collection Agencies, Inc. has accumulated 214 complaints, placing it #886 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#886
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
19
states with complaints
B
PlainCredit Trust Score
70/100
Alliance Collection Agencies, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.4%
Share of complaints closed with monetary or non-monetary relief

Alliance Collection Agencies, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 12 in 2024 to 32 in 2025 (2024 → 2025).

See the full year-over-year release diff

Alliance Collection Agencies, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 118
Debt collection - Medical 33
Debt collection - I do not know 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt collection - Other debt 12
Debt collection - Other (i.e. phone, health club, etc.) 4
Credit reporting or other personal consumer reports - Credit reporting 4
Checking or savings account - Checking account 1
Debt collection - Credit card debt 1
Debt or credit management - Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 63
2.Written notification about debt 44
3.Communication tactics 29
4.False statements or representation 18
5.Disclosure verification of debt 17
6.Cont'd attempts collect debt not owed 14
7.Incorrect information on your report 9
8.Took or threatened to take negative or legal action 7
9.Improper use of your report 4
10.Problem with a credit reporting company's investigation into an existing problem 3

Complaints by Year

Year Complaints
2013 4
2014 7
2015 13
2016 12
2017 27
2018 22
2019 17
2020 9
2021 22
2022 19
2023 10
2024 12
2025 32
2026year in progress 8

Complaints by State (Top 15)

Wisconsin 125
Illinois 34
North Carolina 17
Michigan 7
Georgia 7
Arizona 3
Texas 3
Florida 3
New York 2
Indiana 2
Oregon 2
Minnesota 2
West Virginia 1
Washington 1
Alabama 1

Company Responses

Closed with explanation 211
Closed with non-monetary relief 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Alliance Collection Agencies, Inc.

The CFPB Consumer Complaint Database has logged 214 complaints against Alliance Collection Agencies, Inc. overall, with 26 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Alliance Collection Agencies, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 11.6% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 1.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Alliance Collection Agencies, Inc. have?

The CFPB has logged 214 complaints against Alliance Collection Agencies, Inc. to date, of which 26 came in over the last 12 months.

Does Alliance Collection Agencies, Inc. respond to complaints on time?

Alliance Collection Agencies, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Alliance Collection Agencies, Inc.?

"Debt collection" draws more CFPB complaints against Alliance Collection Agencies, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Alliance Collection Agencies, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Alliance Collection Agencies, Inc. - see all issues and counts above.

How do I file a complaint against Alliance Collection Agencies, Inc.?

You can file a complaint against Alliance Collection Agencies, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Alliance Collection Agencies, Inc.?

Consumers in 19 states and territories have filed complaints about Alliance Collection Agencies, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Alliance Collection Agencies, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026