CFPB Consumer Complaint Profile

Experian Information Solutions Inc.

3,264,523 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

3,264,523
Total complaints
1,480,444
Last 12 months
100%
Timely response
62
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Experian Information Solutions Inc. sits at #3, with 3,264,523 complaints logged. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#3
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
62
states with complaints
Experian Information Solutions Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 2,575,655
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 565,120
Credit reporting 45,378
Debt collection - I do not know 21,246
Credit card - General-purpose credit card or charge card 15,450
Debt collection - Other debt 15,193
Credit reporting or other personal consumer reports - Other personal consumer report 7,393
Debt collection - Credit card debt 6,585
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2,382
Credit card or prepaid card - General-purpose credit card or charge card 1,827

Top Issues

1.Incorrect information on your report 1,719,160
2.Improper use of your report 752,754
3.Problem with a company's investigation into an existing problem 506,810
4.Problem with a credit reporting company's investigation into an existing problem 151,622
5.Incorrect information on credit report 32,486
6.Attempts to collect debt not owed 25,533
7.Written notification about debt 18,593
8.Unable to get your credit report or credit score 12,724
9.Problem with fraud alerts or security freezes 11,249
10.Credit monitoring or identity theft protection services 9,686

Complaints by Year

Year Complaints
2012 726
2013 5,273
2014 10,246
2015 10,828
2016 13,949
2017 21,736
2018 29,921
2019 37,004
2020 89,220
2021 40,981
2022 177,751
2023 306,868
2024 754,850
2025 1,388,820
2026 376,350

Complaints by State (Top 15)

Florida 470,000
Texas 457,412
California 316,705
Georgia 253,967
New York 199,815
Illinois 141,255
Pennsylvania 137,170
North Carolina 111,854
New Jersey 107,317
Maryland 80,533
Alabama 79,447
Louisiana 73,456
Michigan 70,939
South Carolina 69,200
Ohio 65,134

Company Responses

Closed with explanation 2,633,629
Closed with non-monetary relief 378,573
In progress 251,081
Closed with monetary relief 1,064
Closed 154
Untimely response 5

What the CFPB Complaint Record Shows for Experian Information Solutions Inc.

The CFPB Consumer Complaint Database has logged 3,264,523 complaints against Experian Information Solutions Inc. overall, with 1,480,444 of those filed in the trailing 12 months. Reports have come from consumers in 62 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

100% of CFPB-forwarded complaints against Experian Information Solutions Inc. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. In 11.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 11.6% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Experian Information Solutions Inc. have?

The CFPB has logged 3,264,523 complaints against Experian Information Solutions Inc. to date, of which 1,480,444 came in over the last 12 months.

Does Experian Information Solutions Inc. respond to complaints on time?

100% of the CFPB complaints against Experian Information Solutions Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Experian Information Solutions Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Experian Information Solutions Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Experian Information Solutions Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Experian Information Solutions Inc.; the full issue list with counts is above.

How do I file a complaint against Experian Information Solutions Inc.?

You can file a complaint against Experian Information Solutions Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Experian Information Solutions Inc.?

The CFPB has recorded complaints against Experian Information Solutions Inc. from 62 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026