AmerAssist A/R Solutions, Inc.

CFPB Consumer Complaint Profile

575
Total Complaints
4
Last 12 Months
41.2%
Timely Response
38
States Affected
AmerAssist A/R Solutions, Inc. timely response rate 41.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 130
Debt collection — Medical debt 127
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 123
Debt collection — Other debt 112
Debt collection — Other (i.e. phone, health club, etc.) 23
Debt collection — Credit card debt 21
Debt collection — Medical 16
Credit reporting or other personal consumer reports — Credit reporting 13
Consumer Loan — Installment loan 2
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 2

Top Issues

1.Attempts to collect debt not owed 222
2.Written notification about debt 94
3.Incorrect information on your report 77
4.Problem with a credit reporting company's investigation into an existing problem 29
5.Took or threatened to take negative or legal action 28
6.Improper use of your report 26
7.False statements or representation 26
8.Communication tactics 25
9.Cont'd attempts collect debt not owed 20
10.Disclosure verification of debt 10

Complaints by Year

Year Complaints
2014 10
2015 21
2016 10
2017 13
2018 13
2019 23
2020 63
2021 160
2022 121
2023 120
2024 17
2025 4

Complaints by State (Top 15)

California 89
Texas 68
Florida 60
Georgia 49
New York 44
Pennsylvania 28
North Carolina 28
Illinois 26
Maryland 20
South Carolina 18
Michigan 16
Nevada 14
Louisiana 12
New Jersey 9
Tennessee 9

Company Responses

Closed with explanation 540
Closed 30
Untimely response 4
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for AmerAssist A/R Solutions, Inc.

The CFPB Consumer Complaint Database has logged 575 complaints against AmerAssist A/R Solutions, Inc. overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AmerAssist A/R Solutions, Inc.'s timely response rate stands at 41.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 12.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AmerAssist A/R Solutions, Inc. have?

AmerAssist A/R Solutions, Inc. has 575 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does AmerAssist A/R Solutions, Inc. respond to complaints on time?

AmerAssist A/R Solutions, Inc. has a 41.2% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for AmerAssist A/R Solutions, Inc.?

The most complained-about product for AmerAssist A/R Solutions, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with AmerAssist A/R Solutions, Inc.?

The most common issue reported by consumers about AmerAssist A/R Solutions, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against AmerAssist A/R Solutions, Inc.?

You can file a complaint against AmerAssist A/R Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AmerAssist A/R Solutions, Inc.?

Consumers in 38 states and territories have filed complaints about AmerAssist A/R Solutions, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related