CONTRACT CALLERS INC

CFPB Consumer Complaint Profile

1,584
Total Complaints
501
Last 12 Months
97.4%
Timely Response
45
States Affected
CONTRACT CALLERS INC timely response rate 97.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 593
Debt collection — I do not know 487
Credit reporting or other personal consumer reports — Credit reporting 217
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 102
Debt collection — Other (i.e. phone, health club, etc.) 91
Debt collection — Telecommunications debt 31
Debt collection — Credit card debt 29
Debt collection — Medical 9
Debt collection — Credit card 7
Debt collection — Medical debt 7

Top Issues

1.Attempts to collect debt not owed 601
2.Written notification about debt 254
3.Incorrect information on your report 140
4.False statements or representation 123
5.Took or threatened to take negative or legal action 99
6.Cont'd attempts collect debt not owed 83
7.Improper use of your report 74
8.Problem with a company's investigation into an existing problem 70
9.Communication tactics 50
10.Problem with a credit reporting company's investigation into an existing problem 32

Complaints by Year

Year Complaints
2013 6
2014 39
2015 43
2016 56
2017 36
2018 109
2019 104
2020 98
2021 105
2022 88
2023 77
2024 198
2025 475
2026 150

Complaints by State (Top 15)

Georgia 372
California 208
Illinois 150
Virginia 119
Texas 101
New Jersey 83
New York 75
Pennsylvania 58
Florida 58
Ohio 36
Kentucky 30
Indiana 26
South Carolina 25
Arizona 25
North Carolina 25

Company Responses

Closed with explanation 1,506
Closed 78

What the CFPB Complaint Record Shows for CONTRACT CALLERS INC

The CFPB Consumer Complaint Database has logged 1,584 complaints against CONTRACT CALLERS INC overall, with 501 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CONTRACT CALLERS INC's timely response rate stands at 97.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 12.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CONTRACT CALLERS INC have?

CONTRACT CALLERS INC has 1,584 total consumer complaints filed with the CFPB, with 501 filed in the last 12 months.

Does CONTRACT CALLERS INC respond to complaints on time?

CONTRACT CALLERS INC has a 97.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for CONTRACT CALLERS INC?

The most complained-about product for CONTRACT CALLERS INC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with CONTRACT CALLERS INC?

The most common issue reported by consumers about CONTRACT CALLERS INC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against CONTRACT CALLERS INC?

You can file a complaint against CONTRACT CALLERS INC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CONTRACT CALLERS INC?

Consumers in 45 states and territories have filed complaints about CONTRACT CALLERS INC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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