Amsher Collection Services, Inc.

CFPB Consumer Complaint Profile

5,090
Total Complaints
1,229
Last 12 Months
98.4%
Timely Response
55
States Affected
Amsher Collection Services, Inc. timely response rate 98.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 1,356
Debt collection — Other debt 1,220
Debt collection — Telecommunications debt 948
Credit reporting or other personal consumer reports — Credit reporting 587
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 376
Debt collection — Other (i.e. phone, health club, etc.) 217
Debt collection — Medical debt 186
Debt collection — Credit card debt 85
Debt collection — Medical 47
Credit reporting or other personal consumer reports — Other personal consumer report 9

Top Issues

1.Attempts to collect debt not owed 2,051
2.Written notification about debt 797
3.Incorrect information on your report 486
4.False statements or representation 405
5.Took or threatened to take negative or legal action 316
6.Improper use of your report 278
7.Cont'd attempts collect debt not owed 210
8.Communication tactics 152
9.Problem with a company's investigation into an existing problem 113
10.Problem with a credit reporting company's investigation into an existing problem 85

Complaints by Year

Year Complaints
2013 8
2014 73
2015 109
2016 113
2017 191
2018 164
2019 180
2020 274
2021 358
2022 416
2023 580
2024 1,057
2025 1,369
2026 198

Complaints by State (Top 15)

Texas 671
Florida 616
California 539
Georgia 454
New York 314
Alabama 268
North Carolina 225
Ohio 198
Illinois 176
Pennsylvania 151
New Jersey 125
South Carolina 113
Michigan 109
Maryland 98
Virginia 94

Company Responses

Closed with explanation 5,025
Closed with non-monetary relief 61
Closed with monetary relief 3
In progress 1

What the CFPB Complaint Record Shows for Amsher Collection Services, Inc.

The CFPB Consumer Complaint Database has logged 5,090 complaints against Amsher Collection Services, Inc. overall, with 1,229 of those filed in the trailing 12 months. Reports have come from consumers in 55 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Amsher Collection Services, Inc.'s timely response rate stands at 98.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 12.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Amsher Collection Services, Inc. have?

Amsher Collection Services, Inc. has 5,090 total consumer complaints filed with the CFPB, with 1,229 filed in the last 12 months.

Does Amsher Collection Services, Inc. respond to complaints on time?

Amsher Collection Services, Inc. has a 98.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Amsher Collection Services, Inc.?

The most complained-about product for Amsher Collection Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Amsher Collection Services, Inc.?

The most common issue reported by consumers about Amsher Collection Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Amsher Collection Services, Inc.?

You can file a complaint against Amsher Collection Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Amsher Collection Services, Inc.?

Consumers in 55 states and territories have filed complaints about Amsher Collection Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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