CFPB Consumer Complaint Profile

Ameritech Financial

Consumers have filed 217 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

217
Total complaints
0
Last 12 months
9.2%
Timely response
27
States affected

The verdict

217 CFPB complaints put Ameritech Financial at #879 out of 3,848 financial companies ranked by complaint volume. 9.2% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#879
of 3,848 companies by volume
9.2%
answered on time
Student loan
most-complained product
27
states with complaints
Ameritech Financial timely response rate 9.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 153
Money transfer, virtual currency, or money service - Debt settlement 24
Debt collection - Federal student loan debt 20
Student loan - Private student loan 19
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1

Top Issues

1.Dealing with your lender or servicer 138
2.Struggling to repay your loan 29
3.False statements or representation 17
4.Fraud or scam 17
5.Getting a loan 5
6.Confusing or misleading advertising or marketing 4
7.Confusing or missing disclosures 3
8.Written notification about debt 2
9.Problem with customer service 1
10.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2017 1
2018 149
2019 59
2020 8

Complaints by State (Top 15)

Pennsylvania 23
Florida 19
California 18
Texas 14
New York 14
Indiana 12
New Jersey 10
Michigan 10
Tennessee 9
Virginia 9
Kentucky 7
Missouri 6
Arkansas 6
Maryland 6
Iowa 5

Company Responses

Untimely response 140
Closed with explanation 67
Closed with monetary relief 10

What the CFPB Complaint Record Shows for Ameritech Financial

Ameritech Financial carries 217 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 27 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with your lender or servicer" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

9.2% of CFPB-forwarded complaints against Ameritech Financial get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. 4.6% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ameritech Financial have?

Ameritech Financial has 217 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Ameritech Financial respond to complaints on time?

9.2% of the CFPB complaints against Ameritech Financial get a response within the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Ameritech Financial?

Among all products tied to Ameritech Financial, "Student loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Ameritech Financial?

Consumers most often cite "Dealing with your lender or servicer" when complaining about Ameritech Financial; the full issue list with counts is above.

How do I file a complaint against Ameritech Financial?

You can file a complaint against Ameritech Financial directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ameritech Financial?

The CFPB has recorded complaints against Ameritech Financial from 27 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026