CFPB Consumer Complaint Profile

Armor Systems Corporation

Behind the 49 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

49
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Armor Systems Corporation sits at #1855, with 49 complaints logged. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1855
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
11
states with complaints
B-
PlainCredit Trust Score
68/100
Armor Systems Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 28.6%
Share of complaints closed with monetary or non-monetary relief

Armor Systems Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Armor Systems Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 16
Debt collection - Medical debt 12
Debt collection - I do not know 6
Debt collection - Other (i.e. phone, health club, etc.) 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Debt collection - Other debt 3
Debt collection - Non-federal student loan 1

Top Issues

1.Cont'd attempts collect debt not owed 20
2.Attempts to collect debt not owed 7
3.Disclosure verification of debt 5
4.False statements or representation 4
5.Incorrect information on your report 4
6.Written notification about debt 4
7.Threatened to contact someone or share information improperly 2
8.Communication tactics 2
9.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2014 6
2015 11
2016 9
2017 8
2018 12
2019 3

Complaints by State (Top 15)

Illinois 34
Florida 3
California 3
New Jersey 2
Hawaii 1
New York 1
Oregon 1
North Carolina 1
Georgia 1
Indiana 1
Wisconsin 1

Company Responses

Closed with explanation 23
Closed with non-monetary relief 14
Closed 12

What the CFPB Complaint Record Shows for Armor Systems Corporation

Armor Systems Corporation carries 49 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Armor Systems Corporation draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 28.6%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Armor Systems Corporation have?

The CFPB has logged 49 complaints against Armor Systems Corporation to date, of which 0 came in over the last 12 months.

Does Armor Systems Corporation respond to complaints on time?

Armor Systems Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Armor Systems Corporation?

The most complained-about product for Armor Systems Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Armor Systems Corporation?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Armor Systems Corporation - see all issues and counts above.

How do I file a complaint against Armor Systems Corporation?

You can file a complaint against Armor Systems Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Armor Systems Corporation?

Armor Systems Corporation has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Armor Systems Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026