CFPB Consumer Complaint Profile

Arnold Scott Harris, P.C.

Behind the 161 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

161
Total complaints
8
Last 12 months
98.8%
Timely response
28
States affected

The verdict

161 CFPB complaints put Arnold Scott Harris, P.C. at #1062 out of 3,848 financial companies ranked by complaint volume. It answers 98.8% of complaints on time - above the 93% median for companies with 100+ complaints.

#1062
of 3,848 companies by volume
98.8%
answered on time
Debt collection
most-complained product
28
states with complaints
Arnold Scott Harris, P.C. timely response rate 98.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 74
Debt collection - Other (i.e. phone, health club, etc.) 46
Debt collection - Other debt 16
Debt collection - Medical debt 8
Debt collection - Auto 3
Debt collection - Medical 3
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Credit card 2
Debt collection - Auto debt 2
Debt collection - Non-federal student loan 1

Top Issues

1.Cont'd attempts collect debt not owed 59
2.Attempts to collect debt not owed 24
3.Communication tactics 23
4.Disclosure verification of debt 19
5.False statements or representation 11
6.Written notification about debt 7
7.Took or threatened to take negative or legal action 6
8.Taking/threatening an illegal action 4
9.Improper contact or sharing of info 2
10.Improper use of your report 1

Complaints by Year

Year Complaints
2013 7
2014 33
2015 41
2016 18
2017 13
2018 8
2019 8
2020 5
2021 5
2022 7
2023 3
2024 4
2025 5
2026 4

Complaints by State (Top 15)

Illinois 90
Kansas 7
Wisconsin 7
Missouri 5
Indiana 4
Ohio 4
Arizona 4
Georgia 3
Tennessee 3
Texas 3
California 3
Virginia 3
Iowa 3
Maryland 3
North Carolina 2

Company Responses

Closed with explanation 161

What the CFPB Complaint Record Shows for Arnold Scott Harris, P.C.

Arnold Scott Harris, P.C. carries 161 complaints in the CFPB's database, 8 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

98.8% of CFPB-forwarded complaints against Arnold Scott Harris, P.C. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 22.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Arnold Scott Harris, P.C. have?

Arnold Scott Harris, P.C. has 161 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Arnold Scott Harris, P.C. respond to complaints on time?

Arnold Scott Harris, P.C.'s CFPB timely-response rate is 98.8%. That is a strong response record by CFPB standards.

What product generates the most complaints for Arnold Scott Harris, P.C.?

Among all products tied to Arnold Scott Harris, P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Arnold Scott Harris, P.C.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Arnold Scott Harris, P.C.; the full issue list with counts is above.

How do I file a complaint against Arnold Scott Harris, P.C.?

You can file a complaint against Arnold Scott Harris, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Arnold Scott Harris, P.C.?

Consumers in 28 states and territories have filed complaints about Arnold Scott Harris, P.C. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.