CFPB Consumer Complaint Profile

AR Resources, Inc.

Consumers have filed 1,229 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

1,229
Total complaints
Among the highest
129
Last 12 months
97.2%
Timely response
Below median
41
States affected

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The verdict

1,229 CFPB complaints put AR Resources, Inc. at #295 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 97.2%, the 41st percentile for the 100+ complaint peer group.

#295
of 3,843 companies by volume
97.2%
on time (41st pctile)
Debt collection
most-complained product
41
states with complaints
F
PlainCredit Trust Score
38/100
AR Resources, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 22.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

AR Resources, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.2% Around the middle higher than 41% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 143 in 2024 to 122 in 2025 (2024 → 2025).

See the full year-over-year release diff

AR Resources, Inc. timely response rate 97.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 476
Debt collection - I do not know 278
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 153
Debt collection - Medical 124
Credit reporting or other personal consumer reports - Credit reporting 70
Debt collection - Other debt 54
Debt collection - Private student loan debt 16
Debt collection - Other (i.e. phone, health club, etc.) 16
Debt collection - Credit card debt 11
Debt collection - Federal student loan debt 7

Top Issues

1.Attempts to collect debt not owed 379
2.Written notification about debt 248
3.Incorrect information on your report 122
4.Cont'd attempts collect debt not owed 96
5.False statements or representation 84
6.Took or threatened to take negative or legal action 70
7.Communication tactics 58
8.Disclosure verification of debt 48
9.Improper use of your report 46
10.Problem with a credit reporting company's investigation into an existing problem 43

Complaints by Year

Year Complaints
2013 1
2014 28
2015 46
2016 77
2017 86
2018 110
2019 105
2020 91
2021 179
2022 114
2023 86
2024 143
2025 122
2026year in progress 41

Complaints by State (Top 15)

Florida 419
Pennsylvania 145
Georgia 112
Alabama 108
New Jersey 100
Texas 80
Virginia 53
New York 26
Missouri 25
California 22
South Carolina 14
Maryland 14
Tennessee 13
North Carolina 11
Delaware 8

Company Responses

Closed with explanation 1,227
Closed 2

What the CFPB Complaint Record Shows for AR Resources, Inc.

1,229 complaints against AR Resources, Inc. appear in the CFPB record, including 129 from the trailing year. The 41 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against AR Resources, Inc. draw a 97.2% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 22.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AR Resources, Inc. have?

The CFPB has logged 1,229 complaints against AR Resources, Inc. to date, of which 129 came in over the last 12 months.

Does AR Resources, Inc. respond to complaints on time?

AR Resources, Inc.'s CFPB timely-response rate is 97.2%. That is a strong response record by CFPB standards.

What product generates the most complaints for AR Resources, Inc.?

Among all products tied to AR Resources, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with AR Resources, Inc.?

The most common issue reported by consumers about AR Resources, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against AR Resources, Inc.?

You can file a complaint against AR Resources, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AR Resources, Inc.?

The CFPB has recorded complaints against AR Resources, Inc. from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for AR Resources, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (1,229 here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026