CFPB Consumer Complaint Profile

Ascension Point Recovery Services, LLC

163 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

163
Total complaints
Mid-range
14
Last 12 months
100%
Timely response
Top decile
41
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Ascension Point Recovery Services, LLC has accumulated 163 complaints, placing it #1052 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1052
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
41
states with complaints
A
PlainCredit Trust Score
88/100
Ascension Point Recovery Services, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate B 7.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 50.9%
Share of complaints closed with monetary or non-monetary relief

Ascension Point Recovery Services, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Ascension Point Recovery Services, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 73
Debt collection - Credit card debt 37
Debt collection - Other debt 16
Debt collection - Credit card 13
Debt collection - Other (i.e. phone, health club, etc.) 11
Debt collection - Non-federal student loan 3
Credit card - General-purpose credit card or charge card 2
Debt collection - Medical debt 2
Debt collection - Medical 2
Credit card or prepaid card - Store credit card 1

Top Issues

1.Attempts to collect debt not owed 70
2.Cont'd attempts collect debt not owed 26
3.Communication tactics 23
4.False statements or representation 16
5.Disclosure verification of debt 10
6.Written notification about debt 6
7.Improper contact or sharing of info 2
8.Took or threatened to take negative or legal action 2
9.Closing your account 1
10.Other features, terms, or problems 1

Complaints by Year

Year Complaints
2013 5
2014 17
2015 15
2016 13
2017 15
2018 20
2019 16
2020 9
2021 6
2022 9
2023 17
2024 6
2025 12
2026year in progress 3

Complaints by State (Top 15)

California 17
Florida 12
Washington 9
Texas 9
Illinois 8
Virginia 8
New York 7
Pennsylvania 7
Tennessee 6
Oregon 6
North Carolina 5
Ohio 5
Michigan 4
Colorado 4
South Carolina 4

Company Responses

Closed with explanation 80
Closed with non-monetary relief 80
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Ascension Point Recovery Services, LLC

163 complaints against Ascension Point Recovery Services, LLC appear in the CFPB record, including 14 from the trailing year. The 41 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Ascension Point Recovery Services, LLC draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 7.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 50.9%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ascension Point Recovery Services, LLC have?

The CFPB has logged 163 complaints against Ascension Point Recovery Services, LLC to date, of which 14 came in over the last 12 months.

Does Ascension Point Recovery Services, LLC respond to complaints on time?

Ascension Point Recovery Services, LLC has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Ascension Point Recovery Services, LLC?

Among all products tied to Ascension Point Recovery Services, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Ascension Point Recovery Services, LLC?

The most common issue reported by consumers about Ascension Point Recovery Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Ascension Point Recovery Services, LLC?

You can file a complaint against Ascension Point Recovery Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ascension Point Recovery Services, LLC?

The CFPB has recorded complaints against Ascension Point Recovery Services, LLC from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Ascension Point Recovery Services, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (7.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026