Continental Services Group, Inc. d/b/a ConServe

CFPB Consumer Complaint Profile

1,609
Total Complaints
423
Last 12 Months
99.9%
Timely Response
54
States Affected
Continental Services Group, Inc. d/b/a ConServe timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 490
Debt collection — Other debt 267
Credit reporting or other personal consumer reports — Credit reporting 188
Debt collection — Private student loan debt 110
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 97
Debt collection — Federal student loan debt 87
Debt collection — Federal student loan 74
Student loan — Federal student loan servicing 63
Debt collection — Other (i.e. phone, health club, etc.) 59
Debt collection — Credit card debt 47

Top Issues

1.Attempts to collect debt not owed 432
2.Written notification about debt 250
3.Incorrect information on your report 156
4.False statements or representation 149
5.Cont'd attempts collect debt not owed 97
6.Communication tactics 94
7.Took or threatened to take negative or legal action 81
8.Improper use of your report 58
9.Problem with a company's investigation into an existing problem 51
10.Dealing with my lender or servicer 39

Complaints by Year

Year Complaints
2012 1
2013 22
2014 87
2015 65
2016 67
2017 122
2018 99
2019 78
2020 59
2021 95
2022 86
2023 89
2024 232
2025 394
2026 113

Complaints by State (Top 15)

Florida 366
Texas 163
New York 150
California 147
Georgia 79
Pennsylvania 59
New Jersey 35
South Carolina 34
North Carolina 33
Ohio 31
Michigan 30
Illinois 29
Nevada 28
Alabama 27
Maryland 26

Company Responses

Closed with explanation 1,368
Closed with non-monetary relief 237
Closed with monetary relief 2
In progress 2

What the CFPB Complaint Record Shows for Continental Services Group, Inc. d/b/a ConServe

The CFPB Consumer Complaint Database has logged 1,609 complaints against Continental Services Group, Inc. d/b/a ConServe overall, with 423 of those filed in the trailing 12 months. Reports have come from consumers in 54 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Continental Services Group, Inc. d/b/a ConServe's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 7.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 14.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Continental Services Group, Inc. d/b/a ConServe have?

Continental Services Group, Inc. d/b/a ConServe has 1,609 total consumer complaints filed with the CFPB, with 423 filed in the last 12 months.

Does Continental Services Group, Inc. d/b/a ConServe respond to complaints on time?

Continental Services Group, Inc. d/b/a ConServe has a 99.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Continental Services Group, Inc. d/b/a ConServe?

The most complained-about product for Continental Services Group, Inc. d/b/a ConServe is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Continental Services Group, Inc. d/b/a ConServe?

The most common issue reported by consumers about Continental Services Group, Inc. d/b/a ConServe is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Continental Services Group, Inc. d/b/a ConServe?

You can file a complaint against Continental Services Group, Inc. d/b/a ConServe directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Continental Services Group, Inc. d/b/a ConServe?

Consumers in 54 states and territories have filed complaints about Continental Services Group, Inc. d/b/a ConServe with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related