Asset Management Outsourcing, Inc.

CFPB Consumer Complaint Profile

675
Total Complaints
2
Last 12 Months
100%
Timely Response
41
States Affected
Asset Management Outsourcing, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 286
Debt collection — Medical 128
Debt collection — I do not know 95
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 87
Debt collection — Other debt 35
Debt collection — Other (i.e. phone, health club, etc.) 23
Debt collection — Credit card debt 5
Credit reporting 4
Debt collection — Auto 4
Debt collection — Auto debt 3

Top Issues

1.Attempts to collect debt not owed 175
2.Written notification about debt 146
3.Cont'd attempts collect debt not owed 101
4.Disclosure verification of debt 51
5.Incorrect information on your report 40
6.Communication tactics 39
7.Problem with a credit reporting company's investigation into an existing problem 36
8.False statements or representation 33
9.Took or threatened to take negative or legal action 27
10.Improper use of your report 9

Complaints by Year

Year Complaints
2013 10
2014 47
2015 50
2016 59
2017 79
2018 100
2019 75
2020 62
2021 114
2022 74
2023 2
2024 1
2025 2

Complaints by State (Top 15)

Georgia 233
Florida 169
Alabama 35
Texas 24
South Carolina 22
Maryland 21
Tennessee 19
Virginia 16
New Jersey 14
North Carolina 9
California 9
Washington 9
New York 8
Illinois 7
Arizona 7

Company Responses

Closed with explanation 675

What the CFPB Complaint Record Shows for Asset Management Outsourcing, Inc.

The CFPB Consumer Complaint Database has logged 675 complaints against Asset Management Outsourcing, Inc. overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Asset Management Outsourcing, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 29% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Asset Management Outsourcing, Inc. have?

Asset Management Outsourcing, Inc. has 675 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Asset Management Outsourcing, Inc. respond to complaints on time?

Asset Management Outsourcing, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Asset Management Outsourcing, Inc.?

The most complained-about product for Asset Management Outsourcing, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Asset Management Outsourcing, Inc.?

The most common issue reported by consumers about Asset Management Outsourcing, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Asset Management Outsourcing, Inc.?

You can file a complaint against Asset Management Outsourcing, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Asset Management Outsourcing, Inc.?

Consumers in 41 states and territories have filed complaints about Asset Management Outsourcing, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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