CFPB Consumer Complaint Profile

Atlantic Union Bankshares, Inc.

What 214 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

214
Total complaints
43
Last 12 months
100%
Timely response
16
States affected

The verdict

Atlantic Union Bankshares, Inc. ranks #887 of 3,848 financial companies by CFPB complaint volume, with 214 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#887
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
16
states with complaints
Atlantic Union Bankshares, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 106
Checking or savings account — Other banking product or service 16
Mortgage — Conventional home mortgage 16
Mortgage — Home equity loan or line of credit (HELOC) 14
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 9
Vehicle loan or lease — Loan 7
Checking or savings account — Savings account 6
Money transfer, virtual currency, or money service — Domestic (US) money transfer 4
Payday loan, title loan, or personal loan — Personal line of credit 4
Mortgage — FHA mortgage 3

Top Issues

1.Managing an account 90
2.Trouble during payment process 18
3.Problem caused by your funds being low 13
4.Opening an account 12
5.Closing an account 10
6.Fraud or scam 8
7.Incorrect information on your report 8
8.Applying for a mortgage or refinancing an existing mortgage 7
9.Problem with a lender or other company charging your account 6
10.Struggling to pay mortgage 6

Complaints by Year

Year Complaints
2018 11
2019 22
2020 12
2021 15
2022 39
2023 29
2024 30
2025 45
2026 11

Complaints by State (Top 15)

Virginia 150
Maryland 22
North Carolina 16
Georgia 3
South Carolina 3
New York 2
District of Columbia 2
Louisiana 2
West Virginia 2
Massachusetts 2
Florida 1
Tennessee 1
Oregon 1
Ohio 1
Nebraska 1

Company Responses

Closed with explanation 173
Closed with monetary relief 34
Closed with non-monetary relief 7

What the CFPB Complaint Record Shows for Atlantic Union Bankshares, Inc.

The CFPB Consumer Complaint Database has logged 214 complaints against Atlantic Union Bankshares, Inc. overall, with 43 of those filed in the trailing 12 months. Reports have come from consumers in 16 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Atlantic Union Bankshares, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 19.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Atlantic Union Bankshares, Inc. have?

Atlantic Union Bankshares, Inc. has 214 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.

Does Atlantic Union Bankshares, Inc. respond to complaints on time?

Atlantic Union Bankshares, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Atlantic Union Bankshares, Inc.?

The most complained-about product for Atlantic Union Bankshares, Inc. is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Atlantic Union Bankshares, Inc.?

The most common issue reported by consumers about Atlantic Union Bankshares, Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Atlantic Union Bankshares, Inc.?

You can file a complaint against Atlantic Union Bankshares, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Atlantic Union Bankshares, Inc.?

Consumers in 16 states and territories have filed complaints about Atlantic Union Bankshares, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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