CFPB Consumer Complaint Profile

Atlantic Union Bankshares, Inc.

Behind the 214 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

214
Total complaints
Above average
43
Last 12 months
100%
Timely response
Top decile
16
States affected

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The verdict

214 CFPB complaints put Atlantic Union Bankshares, Inc. at #886 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#886
of 3,843 companies by volume
100%
on time (86th pctile)
Checking or savings …
most-complained product
16
states with complaints
A
PlainCredit Trust Score
89/100
Atlantic Union Bankshares, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A 19.2%
Share of complaints closed with monetary or non-monetary relief

Atlantic Union Bankshares, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 30 in 2024 to 45 in 2025 (2024 → 2025).

See the full year-over-year release diff

Atlantic Union Bankshares, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 106
Checking or savings account - Other banking product or service 16
Mortgage - Conventional home mortgage 16
Mortgage - Home equity loan or line of credit (HELOC) 14
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 9
Vehicle loan or lease - Loan 7
Checking or savings account - Savings account 6
Money transfer, virtual currency, or money service - Domestic (US) money transfer 4
Payday loan, title loan, or personal loan - Personal line of credit 4
Mortgage - FHA mortgage 3

Top Issues

1.Managing an account 90
2.Trouble during payment process 18
3.Problem caused by your funds being low 13
4.Opening an account 12
5.Closing an account 10
6.Fraud or scam 8
7.Incorrect information on your report 8
8.Applying for a mortgage or refinancing an existing mortgage 7
9.Problem with a lender or other company charging your account 6
10.Struggling to pay mortgage 6

Complaints by Year

Year Complaints
2018 11
2019 22
2020 12
2021 15
2022 39
2023 29
2024 30
2025 45
2026year in progress 11

Complaints by State (Top 15)

Virginia 150
Maryland 22
North Carolina 16
Georgia 3
South Carolina 3
New York 2
District of Columbia 2
Louisiana 2
West Virginia 2
Massachusetts 2
Florida 1
Tennessee 1
Oregon 1
Ohio 1
Nebraska 1

Company Responses

Closed with explanation 173
Closed with monetary relief 34
Closed with non-monetary relief 7

What the CFPB Complaint Record Shows for Atlantic Union Bankshares, Inc.

214 complaints against Atlantic Union Bankshares, Inc. appear in the CFPB record, including 43 from the trailing year. The 16 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Checking or savings account," which sits at the top of the product breakdown. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Atlantic Union Bankshares, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 19.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Atlantic Union Bankshares, Inc. have?

The CFPB has logged 214 complaints against Atlantic Union Bankshares, Inc. to date, of which 43 came in over the last 12 months.

Does Atlantic Union Bankshares, Inc. respond to complaints on time?

Atlantic Union Bankshares, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Atlantic Union Bankshares, Inc.?

Among all products tied to Atlantic Union Bankshares, Inc., "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Atlantic Union Bankshares, Inc.?

Consumers most often cite "Managing an account" when complaining about Atlantic Union Bankshares, Inc.; the full issue list with counts is above.

How do I file a complaint against Atlantic Union Bankshares, Inc.?

You can file a complaint against Atlantic Union Bankshares, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Atlantic Union Bankshares, Inc.?

The CFPB has recorded complaints against Atlantic Union Bankshares, Inc. from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026