CFPB Consumer Complaint Profile

Ballybunion Enterprises, Inc

142 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

142
Total complaints
Mid-range
11
Last 12 months
87.3%
Timely response
Bottom quartile
35
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Ballybunion Enterprises, Inc sits at #1128, with 142 complaints logged. On-time replies land at 87.3%, the 14th percentile for the 100+ complaint peer group.

#1128
of 3,843 companies by volume
87.3%
on time (14th pctile)
Debt collection
most-complained product
35
states with complaints
F
PlainCredit Trust Score
38/100
Ballybunion Enterprises, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 87.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.4%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

Ballybunion Enterprises, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

87.3% Among the lowest higher than 14% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 5 in 2024 to 15 in 2025 (2024 → 2025).

See the full year-over-year release diff

Ballybunion Enterprises, Inc timely response rate 87.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 26
Consumer Loan - Installment loan 25
Debt collection - Other (i.e. phone, health club, etc.) 25
Debt collection - Other debt 24
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Debt collection - Credit card debt 5
Payday loan, title loan, or personal loan - Installment loan 5
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Payday loan debt 3
Credit card or prepaid card - Store credit card 2

Top Issues

1.Attempts to collect debt not owed 19
2.Took or threatened to take negative or legal action 16
3.Taking/threatening an illegal action 14
4.Incorrect information on your report 14
5.Problems when you are unable to pay 12
6.Managing the loan or lease 12
7.Written notification about debt 10
8.False statements or representation 8
9.Communication tactics 4
10.Improper contact or sharing of info 4

Complaints by Year

Year Complaints
2013 1
2014 8
2015 32
2016 17
2017 16
2018 8
2019 4
2020 6
2021 15
2022 11
2023 3
2024 5
2025 15
2026year in progress 1

Complaints by State (Top 15)

California 20
Florida 15
Georgia 11
Texas 10
North Carolina 8
South Carolina 7
Michigan 5
Virginia 5
Kansas 5
Alabama 5
Colorado 5
Nevada 4
New Jersey 4
New York 4
Maryland 3

Company Responses

Closed with explanation 125
Untimely response 14
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Ballybunion Enterprises, Inc

142 complaints against Ballybunion Enterprises, Inc appear in the CFPB record, including 11 from the trailing year. The 35 states and territories represented put this footprint in multi-regional territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Ballybunion Enterprises, Inc posts a 87.3% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 25.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ballybunion Enterprises, Inc have?

The CFPB has logged 142 complaints against Ballybunion Enterprises, Inc to date, of which 11 came in over the last 12 months.

Does Ballybunion Enterprises, Inc respond to complaints on time?

Ballybunion Enterprises, Inc has a 87.3% timely response rate to CFPB complaints.

What product generates the most complaints for Ballybunion Enterprises, Inc?

"Debt collection" draws more CFPB complaints against Ballybunion Enterprises, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Ballybunion Enterprises, Inc?

The most common issue reported by consumers about Ballybunion Enterprises, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Ballybunion Enterprises, Inc?

You can file a complaint against Ballybunion Enterprises, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ballybunion Enterprises, Inc?

Ballybunion Enterprises, Inc has drawn CFPB complaints from 35 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Ballybunion Enterprises, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (25.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026