CFPB Consumer Complaint Profile

Bancfirst Corporation

What 37 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

37
Total complaints
Mid-range
14
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Bancfirst Corporation ranks #2112 of 3,843 financial companies by CFPB complaint volume, with 37 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2112
of 3,843 companies by volume
100%
on time (86th pctile)
Checking or savings …
most-complained product
6
states with complaints
B+
PlainCredit Trust Score
75/100
Bancfirst Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.7%
Share of complaints closed with monetary or non-monetary relief

Bancfirst Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Bancfirst Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 19
Credit reporting or other personal consumer reports - Credit reporting 4
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Mortgage - Home equity loan or line of credit (HELOC) 2
Payday loan, title loan, personal loan, or advance loan - Title loan 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Checking or savings account - Other banking product or service 1
Debt collection - I do not know 1
Mortgage - Manufactured home loan 1
Vehicle loan or lease - Loan 1

Top Issues

1.Managing an account 16
2.Problem caused by your funds being low 3
3.Fraud or scam 2
4.Applying for a mortgage or refinancing an existing mortgage 2
5.Incorrect information on your report 1
6.Problem with the payoff process at the end of the loan 1
7.Problem with a company's investigation into an existing issue 1
8.Problem with a company's investigation into an existing problem 1
9.Attempts to collect debt not owed 1
10.Struggling to pay mortgage 1

Complaints by Year

Year Complaints
2023 3
2024 12
2025 20
2026year in progress 2

Complaints by State (Top 15)

Oklahoma 30
Texas 2
South Dakota 1
Nevada 1
Pennsylvania 1
California 1

Company Responses

Closed with explanation 35
Closed with monetary relief 1
In progress 1

What the CFPB Complaint Record Shows for Bancfirst Corporation

The CFPB Consumer Complaint Database has logged 37 complaints against Bancfirst Corporation overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Bancfirst Corporation posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.7% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bancfirst Corporation have?

Bancfirst Corporation has 37 total consumer complaints filed with the CFPB, with 14 filed in the last 12 months.

Does Bancfirst Corporation respond to complaints on time?

Bancfirst Corporation's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Bancfirst Corporation?

"Checking or savings account" draws more CFPB complaints against Bancfirst Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Bancfirst Corporation?

Consumers most often cite "Managing an account" when complaining about Bancfirst Corporation; the full issue list with counts is above.

How do I file a complaint against Bancfirst Corporation?

You can file a complaint against Bancfirst Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bancfirst Corporation?

Bancfirst Corporation has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026