CFPB Consumer Complaint Profile

Bancfirst Corporation

What 37 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

37
Total complaints
14
Last 12 months
100%
Timely response
6
States affected

The verdict

Bancfirst Corporation ranks #2115 of 3,848 financial companies by CFPB complaint volume, with 37 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2115
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
6
states with complaints
Bancfirst Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 19
Credit reporting or other personal consumer reports — Credit reporting 4
Money transfer, virtual currency, or money service — Domestic (US) money transfer 3
Mortgage — Home equity loan or line of credit (HELOC) 2
Payday loan, title loan, personal loan, or advance loan — Title loan 1
Credit reporting or other personal consumer reports — Other personal consumer report 1
Checking or savings account — Other banking product or service 1
Debt collection — I do not know 1
Mortgage — Manufactured home loan 1
Vehicle loan or lease — Loan 1

Top Issues

1.Managing an account 16
2.Problem caused by your funds being low 3
3.Fraud or scam 2
4.Applying for a mortgage or refinancing an existing mortgage 2
5.Incorrect information on your report 1
6.Problem with the payoff process at the end of the loan 1
7.Problem with a company's investigation into an existing issue 1
8.Problem with a company's investigation into an existing problem 1
9.Attempts to collect debt not owed 1
10.Struggling to pay mortgage 1

Complaints by Year

Year Complaints
2023 3
2024 12
2025 20
2026 2

Complaints by State (Top 15)

Oklahoma 30
Texas 2
South Dakota 1
Nevada 1
Pennsylvania 1
California 1

Company Responses

Closed with explanation 35
Closed with monetary relief 1
In progress 1

What the CFPB Complaint Record Shows for Bancfirst Corporation

The CFPB Consumer Complaint Database has logged 37 complaints against Bancfirst Corporation overall, with 14 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Bancfirst Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bancfirst Corporation have?

Bancfirst Corporation has 37 total consumer complaints filed with the CFPB, with 14 filed in the last 12 months.

Does Bancfirst Corporation respond to complaints on time?

Bancfirst Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Bancfirst Corporation?

The most complained-about product for Bancfirst Corporation is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Bancfirst Corporation?

The most common issue reported by consumers about Bancfirst Corporation is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Bancfirst Corporation?

You can file a complaint against Bancfirst Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bancfirst Corporation?

Consumers in 6 states and territories have filed complaints about Bancfirst Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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