CFPB Consumer Complaint Profile

Big City Finance, LLLP

Behind the 65 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

65
Total complaints
Mid-range
12
Last 12 months
100%
Timely response
Top decile
1
States affected

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The verdict

65 CFPB complaints put Big City Finance, LLLP at #1604 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1604
of 3,843 companies by volume
100%
on time (86th pctile)
Payday loan, title l…
most-complained product
1
states with complaints
C
PlainCredit Trust Score
56/100
Big City Finance, LLLP · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Big City Finance, LLLP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Big City Finance, LLLP timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 29
Payday loan, title loan, personal loan, or advance loan - Payday loan 15
Payday loan, title loan, or personal loan - Installment loan 8
Payday loan, title loan, personal loan, or advance loan - Installment loan 6
Debt collection - Payday loan debt 2
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 2
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Charged fees or interest you didn't expect 27
2.Struggling to pay your loan 14
3.Getting the loan 3
4.Can't contact lender or servicer 3
5.Incorrect information on your report 3
6.Improper use of your report 2
7.Received a loan you didn't apply for 2
8.Problem with the payoff process at the end of the loan 2
9.Money was taken from your bank account on the wrong day or for the wrong amount 1
10.Problem when making payments 1

Complaints by Year

Year Complaints
2018 6
2019 15
2020 3
2021 5
2022 9
2023 5
2024 6
2025 12
2026year in progress 4

Complaints by State (Top 15)

Texas 65

Company Responses

Closed with explanation 65

What the CFPB Complaint Record Shows for Big City Finance, LLLP

The CFPB Consumer Complaint Database has logged 65 complaints against Big City Finance, LLLP overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Charged fees or interest you didn't expect" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Big City Finance, LLLP's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Big City Finance, LLLP have?

65 complaints have been filed against Big City Finance, LLLP with the CFPB overall - 12 of them in the past year.

Does Big City Finance, LLLP respond to complaints on time?

CFPB complaints against Big City Finance, LLLP draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Big City Finance, LLLP?

The most complained-about product for Big City Finance, LLLP is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Big City Finance, LLLP?

The most common issue reported by consumers about Big City Finance, LLLP is "Charged fees or interest you didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Big City Finance, LLLP?

You can file a complaint against Big City Finance, LLLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026