Blakely-Witt and Associates, Inc.

CFPB Consumer Complaint Profile

158
Total Complaints
0
Last 12 Months
91.8%
Timely Response
18
States Affected
Blakely-Witt and Associates, Inc. timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 50
Debt collection — Other (i.e. phone, health club, etc.) 44
Debt collection — I do not know 30
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 22
Debt collection — Mortgage debt 8
Debt collection — Mortgage 2
Checking or savings account — Other banking product or service 1
Money transfer, virtual currency, or money service — Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 31
2.Disclosure verification of debt 27
3.Written notification about debt 26
4.False statements or representation 23
5.Incorrect information on your report 15
6.Cont'd attempts collect debt not owed 12
7.Took or threatened to take negative or legal action 8
8.Communication tactics 4
9.Improper use of your report 4
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 15
2015 11
2016 22
2017 26
2018 17
2019 7
2020 21
2021 15
2022 12
2023 11

Complaints by State (Top 15)

Texas 135
Oklahoma 3
Colorado 2
Wisconsin 2
Arkansas 2
Arizona 2
Maryland 1
Kentucky 1
Oregon 1
Alaska 1
Alabama 1
AE 1
North Dakota 1
Georgia 1
Pennsylvania 1

Company Responses

Closed with explanation 154
Closed 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Blakely-Witt and Associates, Inc.

The CFPB Consumer Complaint Database has logged 158 complaints against Blakely-Witt and Associates, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Blakely-Witt and Associates, Inc.'s timely response rate stands at 91.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 26.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Blakely-Witt and Associates, Inc. have?

Blakely-Witt and Associates, Inc. has 158 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Blakely-Witt and Associates, Inc. respond to complaints on time?

Blakely-Witt and Associates, Inc. has a 91.8% timely response rate to CFPB complaints.

What product generates the most complaints for Blakely-Witt and Associates, Inc.?

The most complained-about product for Blakely-Witt and Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Blakely-Witt and Associates, Inc.?

The most common issue reported by consumers about Blakely-Witt and Associates, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Blakely-Witt and Associates, Inc.?

You can file a complaint against Blakely-Witt and Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blakely-Witt and Associates, Inc.?

Consumers in 18 states and territories have filed complaints about Blakely-Witt and Associates, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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