CFPB Consumer Complaint Profile

Banco Popular De Puerto Rico

Behind the 1,794 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

1,794
Total complaints
Among the highest
176
Last 12 months
99.7%
Timely response
Top decile
48
States affected

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The verdict

1,794 CFPB complaints put Banco Popular De Puerto Rico at #227 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 99.7%, the 76th percentile among companies with 100+ complaints.

#227
of 3,843 companies by volume
99.7%
on time (76th pctile)
Checking or savings …
most-complained product
48
states with complaints
C+
PlainCredit Trust Score
60/100
Banco Popular De Puerto Rico · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 26.7%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.8%
Share of complaints closed with monetary or non-monetary relief

Banco Popular De Puerto Rico vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 143 in 2024 to 172 in 2025 (2024 → 2025).

See the full year-over-year release diff

Banco Popular De Puerto Rico timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 236
Mortgage - Conventional home mortgage 174
Credit card or prepaid card - General-purpose credit card or charge card 169
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 132
Mortgage - FHA mortgage 109
Credit reporting or other personal consumer reports - Credit reporting 106
Mortgage - Other mortgage 100
Bank account or service - Checking account 86
Checking or savings account - Savings account 72
Mortgage - Conventional fixed mortgage 56

Top Issues

1.Managing an account 250
2.Incorrect information on your report 187
3.Trouble during payment process 126
4.Struggling to pay mortgage 94
5.Loan servicing, payments, escrow account 91
6.Account opening, closing, or management 86
7.Loan modification,collection,foreclosure 79
8.Closing an account 69
9.Fees or interest 54
10.Improper use of your report 46

Complaints by Year

Year Complaints
2011 11
2012 60
2013 58
2014 79
2015 116
2016 118
2017 105
2018 159
2019 140
2020 125
2021 165
2022 142
2023 157
2024 143
2025 172
2026year in progress 44

Complaints by State (Top 15)

Puerto Rico 1,004
Florida 145
New York 108
California 63
Texas 50
VI 38
New Jersey 36
Virginia 30
North Carolina 26
Pennsylvania 26
Illinois 23
Georgia 22
Washington 17
Maryland 15
Tennessee 13

Company Responses

Closed with explanation 1,600
Closed with monetary relief 136
Closed with non-monetary relief 24
Closed without relief 24
Closed with relief 9
In progress 1

What the CFPB Complaint Record Shows for Banco Popular De Puerto Rico

1,794 complaints against Banco Popular De Puerto Rico appear in the CFPB record, including 176 from the trailing year. The 48 states and territories represented put this footprint in nationwide territory. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Banco Popular De Puerto Rico posts a 99.7% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 26.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 10.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Banco Popular De Puerto Rico have?

Banco Popular De Puerto Rico has 1,794 total consumer complaints filed with the CFPB, with 176 filed in the last 12 months.

Does Banco Popular De Puerto Rico respond to complaints on time?

Banco Popular De Puerto Rico's CFPB timely-response rate is 99.7%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Banco Popular De Puerto Rico?

Among all products tied to Banco Popular De Puerto Rico, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Banco Popular De Puerto Rico?

Consumers most often cite "Managing an account" when complaining about Banco Popular De Puerto Rico; the full issue list with counts is above.

How do I file a complaint against Banco Popular De Puerto Rico?

You can file a complaint against Banco Popular De Puerto Rico directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Banco Popular De Puerto Rico?

Banco Popular De Puerto Rico has drawn CFPB complaints from 48 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Banco Popular De Puerto Rico: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026