Blitt and Gaines, P.C.

CFPB Consumer Complaint Profile

572
Total Complaints
119
Last 12 Months
98.6%
Timely Response
18
States Affected
Blitt and Gaines, P.C. timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 332
Debt collection — I do not know 83
Debt collection — Credit card 47
Debt collection — Auto debt 22
Debt collection — Other debt 18
Credit reporting or other personal consumer reports — Credit reporting 13
Debt collection — Other (i.e. phone, health club, etc.) 12
Credit card — General-purpose credit card or charge card 7
Debt collection — Private student loan debt 5
Credit card 4

Top Issues

1.Took or threatened to take negative or legal action 134
2.Attempts to collect debt not owed 130
3.False statements or representation 87
4.Written notification about debt 85
5.Cont'd attempts collect debt not owed 24
6.Communication tactics 18
7.Disclosure verification of debt 17
8.Taking/threatening an illegal action 17
9.Threatened to contact someone or share information improperly 12
10.Incorrect information on your report 9

Complaints by Year

Year Complaints
2013 3
2014 19
2015 23
2016 33
2017 29
2018 40
2019 23
2020 32
2021 38
2022 36
2023 46
2024 80
2025 151
2026 19

Complaints by State (Top 15)

Illinois 351
Missouri 76
Indiana 49
Kansas 33
Iowa 21
Arizona 14
Wisconsin 5
Georgia 3
Florida 3
Tennessee 2
Nevada 2
Massachusetts 1
Alabama 1
Colorado 1
New Hampshire 1

Company Responses

Closed with explanation 545
Closed 26
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Blitt and Gaines, P.C.

The CFPB Consumer Complaint Database has logged 572 complaints against Blitt and Gaines, P.C. overall, with 119 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Blitt and Gaines, P.C.'s timely response rate stands at 98.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Blitt and Gaines, P.C. have?

Blitt and Gaines, P.C. has 572 total consumer complaints filed with the CFPB, with 119 filed in the last 12 months.

Does Blitt and Gaines, P.C. respond to complaints on time?

Blitt and Gaines, P.C. has a 98.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Blitt and Gaines, P.C.?

The most complained-about product for Blitt and Gaines, P.C. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Blitt and Gaines, P.C.?

The most common issue reported by consumers about Blitt and Gaines, P.C. is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Blitt and Gaines, P.C.?

You can file a complaint against Blitt and Gaines, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blitt and Gaines, P.C.?

Consumers in 18 states and territories have filed complaints about Blitt and Gaines, P.C. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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