CFPB Consumer Complaint Profile

Shellpoint Partners, LLC

What 17,447 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

17,447
Total complaints
3,760
Last 12 months
99.3%
Timely response
56
States affected

The verdict

Shellpoint Partners, LLC ranks #41 of 3,848 financial companies by CFPB complaint volume, with 17,447 complaints on record. It answers 99.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#41
of 3,848 companies by volume
99.3%
answered on time
Mortgage
most-complained product
56
states with complaints
Shellpoint Partners, LLC timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 10,144
Mortgage — FHA mortgage 1,677
Credit reporting or other personal consumer reports — Credit reporting 849
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 799
Mortgage — VA mortgage 783
Mortgage — Home equity loan or line of credit (HELOC) 679
Mortgage — Other type of mortgage 574
Mortgage — Conventional fixed mortgage 545
Debt collection — Mortgage debt 476
Mortgage — Other mortgage 283

Top Issues

1.Trouble during payment process 8,628
2.Struggling to pay mortgage 3,246
3.Incorrect information on your report 1,465
4.Applying for a mortgage or refinancing an existing mortgage 784
5.Loan modification,collection,foreclosure 584
6.Closing on a mortgage 570
7.Loan servicing, payments, escrow account 479
8.Problem with a company's investigation into an existing problem 311
9.Problem with a credit reporting company's investigation into an existing problem 288
10.Attempts to collect debt not owed 213

Complaints by Year

Year Complaints
2011 1
2012 4
2013 7
2014 221
2015 335
2016 468
2017 601
2018 522
2019 908
2020 2,020
2021 1,757
2022 1,394
2023 1,484
2024 3,094
2025 3,874
2026 757

Complaints by State (Top 15)

California 2,827
Florida 1,921
Texas 1,211
New York 983
Georgia 853
Illinois 763
New Jersey 721
Maryland 622
Pennsylvania 604
Virginia 531
North Carolina 501
Washington 397
Michigan 394
Arizona 364
Ohio 357

Company Responses

Closed with explanation 17,015
Closed with monetary relief 191
Closed with non-monetary relief 176
In progress 59
Closed 5
Untimely response 1

What the CFPB Complaint Record Shows for Shellpoint Partners, LLC

The CFPB Consumer Complaint Database has logged 17,447 complaints against Shellpoint Partners, LLC overall, with 3,760 of those filed in the trailing 12 months. Reports have come from consumers in 56 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Shellpoint Partners, LLC's timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Shellpoint Partners, LLC have?

Shellpoint Partners, LLC has 17,447 total consumer complaints filed with the CFPB, with 3,760 filed in the last 12 months.

Does Shellpoint Partners, LLC respond to complaints on time?

Shellpoint Partners, LLC has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Shellpoint Partners, LLC?

The most complained-about product for Shellpoint Partners, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Shellpoint Partners, LLC?

The most common issue reported by consumers about Shellpoint Partners, LLC is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Shellpoint Partners, LLC?

You can file a complaint against Shellpoint Partners, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Shellpoint Partners, LLC?

Consumers in 56 states and territories have filed complaints about Shellpoint Partners, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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