CFPB Consumer Complaint Profile
Buffaloe & Associates, PLC
What 30 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 30
- Total complaints
- Mid-range
- 7
- Last 12 months
- 93.3%
- Timely response
- Bottom quartile
- 3
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Buffaloe & Associates, PLC sits at #2333, with 30 complaints logged. Its on-time response rate is 93.3%, the 24th percentile among companies with 100+ complaints.
- #2333
- of 3,843 companies by volume
- 93.3%
- on time (24th pctile)
- Debt collection
- most-complained product
- 3
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Buffaloe & Associates, PLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
93.3% Among the lowest higher than 24% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 4 |
| 2015 | 3 |
| 2016 | 2 |
| 2017 | 2 |
| 2019 | 2 |
| 2020 | 1 |
| 2021 | 1 |
| 2022 | 1 |
| 2023 | 1 |
| 2024 | 2 |
| 2025 | 5 |
| 2026year in progress | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Buffaloe & Associates, PLC
30 complaints against Buffaloe & Associates, PLC appear in the CFPB record, including 7 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Taking/threatening an illegal action," a reasonable starting point for understanding recurring friction.
Buffaloe & Associates, PLC's timely response rate stands at 93.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 7.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 10%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Buffaloe & Associates, PLC have?
30 complaints have been filed against Buffaloe & Associates, PLC with the CFPB overall - 7 of them in the past year.
Does Buffaloe & Associates, PLC respond to complaints on time?
Buffaloe & Associates, PLC's CFPB timely-response rate is 93.3%.
What product generates the most complaints for Buffaloe & Associates, PLC?
"Debt collection" draws more CFPB complaints against Buffaloe & Associates, PLC than any other product - see the full breakdown above.
What is the most common complaint issue with Buffaloe & Associates, PLC?
Consumers most often cite "Taking/threatening an illegal action" when complaining about Buffaloe & Associates, PLC; the full issue list with counts is above.
How do I file a complaint against Buffaloe & Associates, PLC?
You can file a complaint against Buffaloe & Associates, PLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Buffaloe & Associates, PLC?
Consumers in 3 states and territories have filed complaints about Buffaloe & Associates, PLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Buffaloe & Associates, PLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (7.1% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.