CFPB Consumer Complaint Profile

Busey Bank

Consumers have filed 71 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

71
Total complaints
Mid-range
16
Last 12 months
98.6%
Timely response
Above median
11
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Busey Bank has accumulated 71 complaints, placing it #1553 by volume. Its on-time response rate is 98.6%, the 55th percentile among companies with 100+ complaints.

#1553
of 3,843 companies by volume
98.6%
on time (55th pctile)
Checking or savings …
most-complained product
11
states with complaints
B+
PlainCredit Trust Score
78/100
Busey Bank · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.6%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A 21.1%
Share of complaints closed with monetary or non-monetary relief

Busey Bank vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.6% Higher than most higher than 55% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Busey Bank timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 36
Checking or savings account - Other banking product or service 7
Credit reporting or other personal consumer reports - Credit reporting 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Mortgage - Other type of mortgage 3
Checking or savings account - CD (Certificate of Deposit) 2
Mortgage - Conventional home mortgage 2
Checking or savings account - Savings account 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Managing an account 31
2.Closing an account 11
3.Improper use of your report 9
4.Problem with a lender or other company charging your account 3
5.Trouble during payment process 2
6.Applying for a mortgage or refinancing an existing mortgage 2
7.Getting a line of credit 1
8.Attempts to collect debt not owed 1
9.Closing on a mortgage 1
10.Opening an account 1

Complaints by Year

Year Complaints
2021 8
2022 13
2023 17
2024 13
2025 19
2026year in progress 1

Complaints by State (Top 15)

Illinois 48
Missouri 10
North Carolina 3
Florida 2
Nevada 1
California 1
Texas 1
Indiana 1
South Carolina 1
Oregon 1
Georgia 1

Company Responses

Closed with explanation 56
Closed with monetary relief 14
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Busey Bank

71 complaints against Busey Bank appear in the CFPB record, including 16 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Busey Bank draw a 98.6% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 21.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Busey Bank have?

71 complaints have been filed against Busey Bank with the CFPB overall - 16 of them in the past year.

Does Busey Bank respond to complaints on time?

Busey Bank's CFPB timely-response rate is 98.6%. That is a strong response record by CFPB standards.

What product generates the most complaints for Busey Bank?

Among all products tied to Busey Bank, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Busey Bank?

The most common issue reported by consumers about Busey Bank is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Busey Bank?

You can file a complaint against Busey Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Busey Bank?

The CFPB has recorded complaints against Busey Bank from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026