CFPB Consumer Complaint Profile
CARD Corporation
Behind the 395 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 395
- Total complaints
- Above average
- 41
- Last 12 months
- 94.7%
- Timely response
- Below median
- 46
- States affected
The verdict
CARD Corporation ranks #579 of 3,843 financial companies by CFPB complaint volume, with 395 complaints on record. On-time replies land at 94.7%, the 28th percentile for the 100+ complaint peer group.
- #579
- of 3,843 companies by volume
- 94.7%
- on time (28th pctile)
- Credit card or prepa…
- most-complained product
- 46
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
CARD Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
94.7% Around the middle higher than 28% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 9 |
| 2017 | 16 |
| 2018 | 17 |
| 2019 | 46 |
| 2020 | 41 |
| 2021 | 57 |
| 2022 | 49 |
| 2023 | 45 |
| 2024 | 54 |
| 2025 | 55 |
| 2026year in progress | 6 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for CARD Corporation
395 complaints against CARD Corporation appear in the CFPB record, including 41 from the trailing year. The 46 states and territories represented put this footprint in nationwide territory. "Credit card or prepaid card" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Problem with a purchase or transfer," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, CARD Corporation posts a 94.7% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 28.6% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 18.2%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does CARD Corporation have?
395 complaints have been filed against CARD Corporation with the CFPB overall - 41 of them in the past year.
Does CARD Corporation respond to complaints on time?
CARD Corporation has a 94.7% timely response rate to CFPB complaints.
What product generates the most complaints for CARD Corporation?
The most complained-about product for CARD Corporation is "Credit card or prepaid card." You can view the full product breakdown on this page.
What is the most common complaint issue with CARD Corporation?
Consumers most often cite "Problem with a purchase or transfer" when complaining about CARD Corporation; the full issue list with counts is above.
How do I file a complaint against CARD Corporation?
You can file a complaint against CARD Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about CARD Corporation?
CARD Corporation has drawn CFPB complaints from 46 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for CARD Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (28.6% here).
Also handles Credit card or prepaid card
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.