CFPB Consumer Complaint Profile

Cawley & Bergmann, LLP

Behind the 191 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

191
Total complaints
Above average
25
Last 12 months
92.1%
Timely response
Bottom quartile
35
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Cawley & Bergmann, LLP has accumulated 191 complaints, placing it #965 by volume. Its on-time response rate is 92.1%, the 21st percentile among companies with 100+ complaints.

#965
of 3,843 companies by volume
92.1%
on time (21st pctile)
Debt collection
most-complained product
35
states with complaints
F
PlainCredit Trust Score
37/100
Cawley & Bergmann, LLP · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.1%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Cawley & Bergmann, LLP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.1% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Cawley & Bergmann, LLP timely response rate 92.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 81
Debt collection - Credit card debt 52
Debt collection - Other debt 18
Debt collection - Credit card 12
Debt collection - Non-federal student loan 5
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Payday loan debt 4
Credit reporting or other personal consumer reports - Credit reporting 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Medical 2

Top Issues

1.Attempts to collect debt not owed 46
2.Communication tactics 40
3.False statements or representation 24
4.Written notification about debt 21
5.Took or threatened to take negative or legal action 19
6.Cont'd attempts collect debt not owed 15
7.Threatened to contact someone or share information improperly 5
8.Improper contact or sharing of info 4
9.Taking/threatening an illegal action 3
10.Disclosure verification of debt 3

Complaints by Year

Year Complaints
2014 21
2015 14
2016 2
2017 5
2018 7
2019 11
2020 14
2021 9
2022 17
2023 33
2024 23
2025 32
2026year in progress 3

Complaints by State (Top 15)

California 27
Texas 19
New York 13
North Carolina 13
Florida 11
Georgia 10
New Jersey 8
Ohio 8
Virginia 7
Illinois 6
Arizona 6
Alabama 5
Pennsylvania 5
Tennessee 4
South Carolina 4

Company Responses

Closed with explanation 190
In progress 1

What the CFPB Complaint Record Shows for Cawley & Bergmann, LLP

The CFPB Consumer Complaint Database has logged 191 complaints against Cawley & Bergmann, LLP overall, with 25 of those filed in the trailing 12 months. Reports have come from consumers in 35 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Cawley & Bergmann, LLP posts a 92.1% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Consumers formally disputed the company's response at a 15.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cawley & Bergmann, LLP have?

The CFPB has logged 191 complaints against Cawley & Bergmann, LLP to date, of which 25 came in over the last 12 months.

Does Cawley & Bergmann, LLP respond to complaints on time?

Cawley & Bergmann, LLP's CFPB timely-response rate is 92.1%.

What product generates the most complaints for Cawley & Bergmann, LLP?

The most complained-about product for Cawley & Bergmann, LLP is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Cawley & Bergmann, LLP?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Cawley & Bergmann, LLP - see all issues and counts above.

How do I file a complaint against Cawley & Bergmann, LLP?

You can file a complaint against Cawley & Bergmann, LLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cawley & Bergmann, LLP?

Cawley & Bergmann, LLP has drawn CFPB complaints from 35 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Cawley & Bergmann, LLP: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (15.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026