CFPB Consumer Complaint Profile

Harris & Harris, Ltd.

Consumers have filed 4,129 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

4,129
Total complaints
Among the highest
2,306
Last 12 months
99.9%
Timely response
Top decile
53
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Harris & Harris, Ltd. sits at #121, with 4,129 complaints logged. On-time replies land at 99.9%, the 82nd percentile for the 100+ complaint peer group.

#121
of 3,843 companies by volume
99.9%
on time (82nd pctile)
Debt collection
most-complained product
53
states with complaints
A-
PlainCredit Trust Score
80/100
Harris & Harris, Ltd. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A 99.9%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.4%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 35.2%
Share of complaints closed with monetary or non-monetary relief

Harris & Harris, Ltd. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.9% Top 18% higher than 82% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 324 in 2024 to 1,934 in 2025 (2024 → 2025).

See the full year-over-year release diff

Harris & Harris, Ltd. timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 1,773
Debt collection - Telecommunications debt 604
Debt collection - Medical debt 520
Credit reporting or other personal consumer reports - Credit reporting 484
Debt collection - Other debt 425
Debt collection - Medical 110
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 61
Debt collection - Other (i.e. phone, health club, etc.) 60
Debt collection - Credit card debt 37
Debt collection - Auto debt 14

Top Issues

1.Attempts to collect debt not owed 1,392
2.Took or threatened to take negative or legal action 499
3.Written notification about debt 497
4.Communication tactics 438
5.False statements or representation 378
6.Incorrect information on your report 259
7.Improper use of your report 163
8.Cont'd attempts collect debt not owed 139
9.Electronic communications 114
10.Problem with a company's investigation into an existing problem 100

Complaints by Year

Year Complaints
2013 9
2014 47
2015 92
2016 96
2017 88
2018 123
2019 84
2020 109
2021 150
2022 145
2023 166
2024 324
2025 1,934
2026year in progress 762

Complaints by State (Top 15)

Texas 624
Illinois 410
Florida 369
California 312
Georgia 251
Pennsylvania 152
Indiana 149
Maryland 148
Virginia 130
Arizona 129
Michigan 115
Nevada 110
Ohio 104
Louisiana 104
North Carolina 104

Company Responses

Closed with explanation 2,673
Closed with non-monetary relief 1,454
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Harris & Harris, Ltd.

The CFPB Consumer Complaint Database has logged 4,129 complaints against Harris & Harris, Ltd. overall, with 2,306 of those filed in the trailing 12 months. Reports have come from consumers in 53 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Harris & Harris, Ltd. draw a 99.9% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 15.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 35.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Harris & Harris, Ltd. have?

4,129 complaints have been filed against Harris & Harris, Ltd. with the CFPB overall - 2,306 of them in the past year.

Does Harris & Harris, Ltd. respond to complaints on time?

Harris & Harris, Ltd. has a 99.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Harris & Harris, Ltd.?

"Debt collection" draws more CFPB complaints against Harris & Harris, Ltd. than any other product - see the full breakdown above.

What is the most common complaint issue with Harris & Harris, Ltd.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Harris & Harris, Ltd. - see all issues and counts above.

How do I file a complaint against Harris & Harris, Ltd.?

You can file a complaint against Harris & Harris, Ltd. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Harris & Harris, Ltd.?

Harris & Harris, Ltd. has drawn CFPB complaints from 53 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Harris & Harris, Ltd.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026