CFPB Consumer Complaint Profile

CCI Financial, Inc

13 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

13
Total complaints
Below average
2
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

13 CFPB complaints put CCI Financial, Inc at #3408 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#3408
of 3,843 companies by volume
100%
on time (86th pctile)
Payday loan, title l…
most-complained product
6
states with complaints
A
PlainCredit Trust Score
87/100
CCI Financial, Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A- 15.4%
Share of complaints closed with monetary or non-monetary relief

CCI Financial, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

CCI Financial, Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 5
Debt collection - Payday loan debt 4
Payday loan, title loan, personal loan, or advance loan - Installment loan 2
Payday loan, title loan, personal loan, or advance loan - Payday loan 1
Money transfer, virtual currency, or money service - Mobile or digital wallet 1

Top Issues

1.Communication tactics 2
2.Received a loan you didn't apply for 2
3.Threatened to contact someone or share information improperly 1
4.Can't stop withdrawals from your bank account 1
5.Problem with a credit reporting company's investigation into an existing problem 1
6.Fraud or scam 1
7.Struggling to pay your loan 1
8.Problem when making payments 1
9.Money was taken from your bank account on the wrong day or for the wrong amount 1
10.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2017 3
2018 4
2022 1
2023 1
2024 1
2025 3

Complaints by State (Top 15)

Nevada 5
California 4
Texas 1
Utah 1
Wisconsin 1
Washington 1

Company Responses

Closed with explanation 11
Closed with monetary relief 2

What the CFPB Complaint Record Shows for CCI Financial, Inc

13 complaints against CCI Financial, Inc appear in the CFPB record, including 2 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. "Payday loan, title loan, or personal loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against CCI Financial, Inc draw a 100% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 15.4% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CCI Financial, Inc have?

13 complaints have been filed against CCI Financial, Inc with the CFPB overall - 2 of them in the past year.

Does CCI Financial, Inc respond to complaints on time?

CCI Financial, Inc has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for CCI Financial, Inc?

Among all products tied to CCI Financial, Inc, "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CCI Financial, Inc?

"Communication tactics" is the single most frequently cited issue in complaints against CCI Financial, Inc - see all issues and counts above.

How do I file a complaint against CCI Financial, Inc?

You can file a complaint against CCI Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CCI Financial, Inc?

The CFPB has recorded complaints against CCI Financial, Inc from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026