CFPB Consumer Complaint Profile

Cedars Business Services, LLC

Consumers have filed 903 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

903
Total complaints
273
Last 12 months
96%
Timely response
46
States affected

The verdict

Cedars Business Services, LLC ranks #348 of 3,848 financial companies by CFPB complaint volume, with 903 complaints on record. It answers 96% of complaints on time - above the 93% median for companies with 100+ complaints.

#348
of 3,848 companies by volume
96%
answered on time
Debt collection
most-complained product
46
states with complaints
Cedars Business Services, LLC timely response rate 96.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 307
Debt collection - Other debt 281
Credit reporting or other personal consumer reports - Credit reporting 78
Debt collection - Medical debt 51
Debt collection - Credit card debt 37
Debt collection - Other (i.e. phone, health club, etc.) 34
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 31
Debt collection - Rental debt 27
Debt collection - Private student loan debt 17
Debt collection - Federal student loan debt 7

Top Issues

1.Attempts to collect debt not owed 398
2.Written notification about debt 107
3.False statements or representation 104
4.Incorrect information on your report 71
5.Took or threatened to take negative or legal action 61
6.Communication tactics 45
7.Cont'd attempts collect debt not owed 30
8.Improper use of your report 22
9.Threatened to contact someone or share information improperly 12
10.Problem with a company's investigation into an existing problem 11

Complaints by Year

Year Complaints
2014 14
2015 20
2016 18
2017 13
2018 36
2019 49
2020 63
2021 53
2022 57
2023 100
2024 149
2025 252
2026 79

Complaints by State (Top 15)

California 188
Florida 96
Texas 79
Georgia 53
New York 48
Virginia 36
Pennsylvania 31
North Carolina 29
Maryland 28
New Jersey 24
Illinois 23
Ohio 21
Arizona 21
Washington 19
Michigan 17

Company Responses

Closed with explanation 878
In progress 18
Closed 6
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Cedars Business Services, LLC

Cedars Business Services, LLC carries 903 complaints in the CFPB's database, 273 of them filed within the past 12 months. Consumers spanning 46 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Cedars Business Services, LLC's timely response rate stands at 96%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response was formally disputed in 26.8% of resolved cases, indicating how frequently the initial fix fell short. 0.1% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cedars Business Services, LLC have?

Cedars Business Services, LLC has 903 total consumer complaints filed with the CFPB, with 273 filed in the last 12 months.

Does Cedars Business Services, LLC respond to complaints on time?

96% of the CFPB complaints against Cedars Business Services, LLC get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Cedars Business Services, LLC?

Among all products tied to Cedars Business Services, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Cedars Business Services, LLC?

The most common issue reported by consumers about Cedars Business Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Cedars Business Services, LLC?

You can file a complaint against Cedars Business Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cedars Business Services, LLC?

Consumers in 46 states and territories have filed complaints about Cedars Business Services, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026