CFPB Consumer Complaint Profile

Central Bancompany, Inc

What 115 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

115
Total complaints
38
Last 12 months
99.1%
Timely response
20
States affected

The verdict

Central Bancompany, Inc ranks #1253 of 3,848 financial companies by CFPB complaint volume, with 115 complaints on record. It answers 99.1% of complaints on time — above the 93% median for companies with 100+ complaints.

#1253
of 3,848 companies by volume
99.1%
answered on time
Checking or savings …
most-complained product
20
states with complaints
Central Bancompany, Inc timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 48
Vehicle loan or lease — Lease 11
Vehicle loan or lease — Loan 11
Mortgage — Conventional home mortgage 9
Credit reporting or other personal consumer reports — Credit reporting 9
Checking or savings account — Other banking product or service 4
Checking or savings account — Savings account 4
Debt collection — I do not know 2
Money transfer, virtual currency, or money service — Domestic (US) money transfer 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2

Top Issues

1.Managing an account 25
2.Opening an account 15
3.Problems at the end of the loan or lease 10
4.Problem caused by your funds being low 8
5.Closing an account 7
6.Managing the loan or lease 7
7.Trouble during payment process 7
8.Incorrect information on your report 6
9.Problem with a company's investigation into an existing problem 4
10.Improper use of your report 3

Complaints by Year

Year Complaints
2022 13
2023 32
2024 24
2025 39
2026 7

Complaints by State (Top 15)

Missouri 79
Kansas 9
Massachusetts 3
Illinois 3
Oklahoma 3
North Carolina 2
Arkansas 2
Louisiana 2
Connecticut 1
Colorado 1
Wisconsin 1
California 1
Mississippi 1
Indiana 1
Arizona 1

Company Responses

Closed with explanation 86
Closed with monetary relief 27
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Central Bancompany, Inc

The CFPB Consumer Complaint Database has logged 115 complaints against Central Bancompany, Inc overall, with 38 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Central Bancompany, Inc's timely response rate stands at 99.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 25.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Central Bancompany, Inc have?

Central Bancompany, Inc has 115 total consumer complaints filed with the CFPB, with 38 filed in the last 12 months.

Does Central Bancompany, Inc respond to complaints on time?

Central Bancompany, Inc has a 99.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Central Bancompany, Inc?

The most complained-about product for Central Bancompany, Inc is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Central Bancompany, Inc?

The most common issue reported by consumers about Central Bancompany, Inc is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Central Bancompany, Inc?

You can file a complaint against Central Bancompany, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Central Bancompany, Inc?

Consumers in 20 states and territories have filed complaints about Central Bancompany, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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