CFPB Consumer Complaint Profile

Centron Services

What 95 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

95
Total complaints
Mid-range
16
Last 12 months
100%
Timely response
Top decile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Centron Services has accumulated 95 complaints, placing it #1357 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#1357
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
14
states with complaints
D
PlainCredit Trust Score
48/100
Centron Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Centron Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Centron Services timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 58
Debt collection - Medical 16
Debt collection - I do not know 9
Debt collection - Other debt 4
Debt collection - Other (i.e. phone, health club, etc.) 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Attempts to collect debt not owed 21
2.Written notification about debt 19
3.False statements or representation 17
4.Cont'd attempts collect debt not owed 10
5.Took or threatened to take negative or legal action 8
6.Communication tactics 6
7.Incorrect information on your report 4
8.Disclosure verification of debt 3
9.Threatened to contact someone or share information improperly 3
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 1
2014 5
2015 5
2016 6
2017 7
2018 6
2019 8
2020 6
2021 7
2022 4
2023 3
2024 14
2025 20
2026year in progress 3

Complaints by State (Top 15)

Montana 70
California 5
Texas 4
Washington 3
Ohio 2
Missouri 2
Indiana 1
Wyoming 1
Michigan 1
South Carolina 1
Tennessee 1
Arizona 1
Oregon 1
Florida 1

Company Responses

Closed with explanation 95

What the CFPB Complaint Record Shows for Centron Services

The CFPB Consumer Complaint Database has logged 95 complaints against Centron Services overall, with 16 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Centron Services's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 23.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Centron Services have?

The CFPB has logged 95 complaints against Centron Services to date, of which 16 came in over the last 12 months.

Does Centron Services respond to complaints on time?

CFPB complaints against Centron Services draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Centron Services?

Among all products tied to Centron Services, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Centron Services?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Centron Services - see all issues and counts above.

How do I file a complaint against Centron Services?

You can file a complaint against Centron Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Centron Services?

Centron Services has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Centron Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (23.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026