Centron Services

CFPB Consumer Complaint Profile

95
Total Complaints
16
Last 12 Months
100%
Timely Response
14
States Affected
Centron Services timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 58
Debt collection — Medical 16
Debt collection — I do not know 9
Debt collection — Other debt 4
Debt collection — Other (i.e. phone, health club, etc.) 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Credit reporting or other personal consumer reports — Credit reporting 2
Credit reporting or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Attempts to collect debt not owed 21
2.Written notification about debt 19
3.False statements or representation 17
4.Cont'd attempts collect debt not owed 10
5.Took or threatened to take negative or legal action 8
6.Communication tactics 6
7.Incorrect information on your report 4
8.Disclosure verification of debt 3
9.Threatened to contact someone or share information improperly 3
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 1
2014 5
2015 5
2016 6
2017 7
2018 6
2019 8
2020 6
2021 7
2022 4
2023 3
2024 14
2025 20
2026 3

Complaints by State (Top 15)

Montana 70
California 5
Texas 4
Washington 3
Ohio 2
Missouri 2
Indiana 1
Wyoming 1
Michigan 1
South Carolina 1
Tennessee 1
Arizona 1
Oregon 1
Florida 1

Company Responses

Closed with explanation 95

What the CFPB Complaint Record Shows for Centron Services

The CFPB Consumer Complaint Database has logged 95 complaints against Centron Services overall, with 16 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Centron Services's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Centron Services have?

Centron Services has 95 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.

Does Centron Services respond to complaints on time?

Centron Services has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Centron Services?

The most complained-about product for Centron Services is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Centron Services?

The most common issue reported by consumers about Centron Services is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Centron Services?

You can file a complaint against Centron Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Centron Services?

Consumers in 14 states and territories have filed complaints about Centron Services with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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